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<br />T'HIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan AssociaHon of
<br />Grand Island �
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above Tlvs Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 23, Z012. The gantor is BERNARD W
<br />MORROW JR, A SINGLE PERSON, whose address is 2426 W 18TH ST, GRAND ISLAND, Nebraska 68803
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; AccommodaHon Signers. The trustee is Arend R. Baack, Attorney whose address
<br />is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings &
<br />Loan Association of Grand Island, which is organized and existing under the laws of the United States of
<br />America and whose address is 221 South Locust 5treet, Grand Island, Nebraska 68801 ("Lender"). BERNARD
<br />W MORROW JR owes Lender the principal sum of Seventeen Thousand 5even Hundred Fifty-nine and
<br />13/100 Dollars (U.S. $17,759.13), wliich is evidenced by the note, consumer loan agreement, or sunilar writing
<br />dated the same date as this Security Instrument (the "Nate"), wluch provides for periodic payments ("Periodic
<br />Payments"), with the full debt, if not paid earlier, due on July 15, 2022. This Security Instrument secures to
<br />Lender: (a) the repayment of the debt eyidenced by the Note, with interest, and all renewals, extensions and
<br />modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security of this
<br />Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and
<br />(c) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described properly located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 2426 W 18TH ST, GRAND ISLAND, Nebraska 68803
<br />Legal Description: A TREICT OF LAND COMPRISING A PART OF LOTS SIXTEEN (16) AND
<br />EIGHTEEN (18), BLOCK THIRTEEN (13), SCARFF'S ADDITION TO WEST LAWN, GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA, MORE PARTICULARI.Y DESCRIBED AS FOLLOWS:
<br />COMMENCING AT THE SOUTHWEST CORNER OF LOT 18 PROCEEDING IN AN EASTERLY
<br />DIRECTION ALONG AND UPON THE 50UTH LINE OF LOT 18, A DISTANCE OF 65 FEET,
<br />THENCE PROCEEDING ON A NORTHERLY DIItECTION PARALLEL TO THE EA5T LINE OF
<br />SAID LOTS 16 AND 18, A DISTANCE OF 104 FEET TO A POINT ON THE NORTH LINE OF
<br />LOT 16, THENCE PROCEEDING IN A WESTERLY DIRECTION ALONG AND UPON THE
<br />NORTH LINE OF SAID LOT 16, A DISTANCE OF 64.73 FEET TO THE NORTHWEST
<br />CORNEROF LOT 16, THENCE PROCEEDING IN A SOUTHERLY DIRECTION ALONG AND
<br />UPON THE WEST LINE OF LOTS 16 AND 18, A DISTANCE OF 104 FEET TO THE POINT OF
<br />BEGINNING.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property." .
<br />BORROWER COVENANCS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properly and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower wartants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Bonower and Lender covenant and agree as follows:
<br />� 2004-2011 Complience Systems, Inc. 9BAD-61E0 - 2011L2.0.485
<br />Convuma Real Estate - Secivity Iasv�eot DL2036 Pege I of 6
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<br />www.complimcesyatems.com
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