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<br /> TO(lE:'CHP.R wITH all the impnwemems now nr hereaQer erccted on tha propeny ,au.i all l.ise�li`•�. ppur►enunces,und
<br /> �!etures n��w ��n c�rcuQc~ u purt of thc propeny. �411 rcpincen�nts and uddlth�m~hall ulsn lx: cuvcred hy thi» Sctiurity _
<br /> Instromcnt.AU i�t'�hc foitig��ing is rcfcrrcd tu in thi�Sccurfty lnsirumcnt iir thC "Pri�(�rtv.'
<br /> H�RROWEIt COV�NANTS that B�irrowcr is luwfully scised of ihc chtutc hcrcby canvcycd und huy thc right tn�rrunt und
<br /> cuu�•cy tl�e I'rap�rt}�:uid tl�ut thc Pruperty is �n^nrumF+ered, exeept for encumbrunres af r�curd. Burro�ver warr.ints and will �
<br /> defeixl generally the title t�the Property aguinst ull cluims and demandy,hubject to any�ncurnhrances of record.
<br /> THIS S�CURITY INSTRUMBNT can�bines unifnrni cavciiants for natiunal u�c iand t�on-unitimn cmcnants with Ilmitcci
<br /> vnrfallons by Judsciicti�m tu constitutc i�uniform sccurity instrunxnt covcring rcal prc�crty. �
<br /> UNIFOItM COV ENANTS.Bottowcr und l.endcr covenunt and ugrcc iu fi�liow�:
<br /> L Payrnrnt ot Principal And Interest; Prepaymcr�t und l.ate Charges. Hcxrc n��cr sl�ull promptly pay whcn duc the
<br /> principal uf uixi intcrest on the debt cvidcnced hy thc Note anJ eny prepuynknt und luie char�cs due unJcr thc Nutc.
<br /> 2.Fund9 for TAxe� and Insurance. SubJect to upplicublc luw or tu u written wairer by I.ender. Bnrmw�r shull pay ta
<br /> Lender on tho day monthly puyments are due undcr the Notc,until thr.Nuta is puld in fLL II,u sum("FunJs")Par:(a}yearly taxes
<br /> und usscs,menta which may nttuin prlority uvcr this Security Instrwn�nt as u Iicn on thc Pmperty;(b)ycarly Ieuschold payments
<br /> or ground rents an ihe Property,if uny;(c)yearly ha•raird or Nropeny insucance preiriun�s;(cu)yeurly fla>d insurance premiums.
<br /> if uny: (e)yeurly mortgoge insurancc pmmiums, if uny: und (�w�y sums payublc by Bnrcower to Lendcr. in accordunce with
<br /> the provision,of paragmph 8. in lieu af the payment of mortgage insur,�uce premiums. These items nre culled"Escrow Items."
<br /> Lender may. at any time, collect and huld Fu�ids in an amnunt nat ta exceed the ma_�imum umount a lerxler fiir a faterally _
<br /> rclated mortgage loan may require for BaROwer's escrow uccvunt under the feder,�l Rcal Estate Settlement Pracedures Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"). unlessanother law that applics to the Funds
<br /> sets a lesser umount. If so. [.ender may, ut uny time. collect und hold Funds in un aenount not to exceed the lesser amount.
<br /> Lender may estfmnte the amaunt of Funds duc on the bacis of current datu and reuwn�blc estimates of expenditures of future
<br /> Esc�ow Items or otherwise in accordnnce with applicublc law.
<br /> The Funds shnll be held in an institution whose deposits are insurod by a fcdeml agcncy, tnstrumentaltry. ar entity
<br /> (including Lender,if Lender is such an institutton)or in any Federal Home Lc�un Bank. Iander shall apply the Funds to pay the
<br /> Escrow[tems.L.ender may not charge Bonower for holding und upplying the Funds,annea/ly analyzing the escrow account,or
<br /> verifying the Escrow Items,unless Lendzr pays Borrower interest on the Funds and epp Ikable taw pertnits L.e��der to make such
<br /> a charge. However,L.ender mny require Borrower to pay u one-time charge for an indep�ndent real estate tax reporting servtce
<br /> used 'oy I.endcr in cuuuca;ti�n wiit� i��s t�an. ussl�s applfssble law pr�Yldes �thrr�vite. Unlesc an ugreement is cnade or
<br /> applicnble law requires interest to be pa�d,Lender shall not bc required to pay Bonow�rany interest or earnings on the Funds.
<br /> Borcower and Lendcr may Agree in writing,however,that intemst shall be pnid on tho Ponds. Lcnder shall give ta Borruwer.
<br /> without charge, an annual accounting of the Funds.showing credits and debita to th� Funds and the purpose for wl�ich each
<br /> ' debit to the Funds wAS made.The Funds are pledged as addltional sccurity for all sums saured by this Securiry Instrument.
<br /> If the Funds held by i.ender exceed the umounts permitted to be held by appl icabl e law.Lender shall accaunt to Borrower
<br /> for the excess Funds in accordance with the requirementa of opplicable law. If the amount of the�unds held by Lender at any
<br /> dme is not sufficient to pay the Escrow Itcros when duc.Lender may so notify Borrowerin writing,and.in such case Borrower
<br /> shall pay to Lender the amount necessury to make up the deficiency. Horrower shdl�ke up the defIciency in no more than
<br /> twelve monthly payments.at[.ender's sole discretion.
<br /> Upon payment in fiill of all sums secured by this Security Instrument. Lender shall promptly refund to Bonower any
<br /> Funds held by Lerder.If. under paragraph 21, Lender shall acquire or sell the Prnpeny,Lender,pr�or to the acguisition or sale
<br /> , of the Property, shall apply uny Funds held by Lender ut the time of acquisitton or salc as a credit against the sums securod by
<br /> Yhis Secudty Instrument.
<br /> 3.Applkattan of Payments.Unless npplicable law provtdcs otherwise,ull paym�nts reoeived by L.ender undcr paragraphs
<br /> 1 end 2 shuil be applied: first, ta any prepayment charges duc under the Note;secand�to amounts payablc under paragraph 2:
<br /> third.to interest due: fourth,to principal due;and last,tn any late charges due undcrthcNote.
<br /> 4.Charges;I.tens. IIonower shall pay all taxes, assessments, charges. Cnes ancf impositians attrlbutablc to thc Pcoperty
<br /> which may attain priority aver this Securlty Instrument,and leasehold pnyments aground rents. if any. Bonower shall pay
<br /> these obligations in the m�nner provided in paragraph 2,or if nnt pald!n that mai��:u, �orrawer shall pay them on ttmc directly
<br /> to the persoc►awed payment. Borrowcr shull promptly fumish to L.ender all nottces of�mounts to be paid under this paragraph.
<br /> If Bonower makes these paytnents directly,Borrower shall promptty furnish to Lender racipts evidencing the payments.
<br /> Borrower shall promptly dischArge any lien which hus prtority over this Securiry Ensirument unless Borrower:(u)xgrees in
<br /> writing to the payment of the obligation secured by the lien in a manner acceptable to�.ender;(b)contests in good faith the lien
<br /> by, or defends agatnst enfurcement of the lien in, Iegal proceedings which in the I.encier's �pinion operate to prevent the
<br /> cnforccment of the lien;or(c)secures from the holder of the Iten an agreemcnt satisfactory to Lender subordinating thc lien to
<br /> � this Security Instrument. If Lender determines thut any part of the Property is subject to a lien which may attain prtority over
<br /> this Security Instrument, Lender may give Borrower a notice identifying the lien. Baro�rer shall sutisfy the lien or take one or
<br /> more of the nctions set forth above within 10 days of the giving of notice.
<br /> � Fam 3028 9180
<br /> Pepe 3 0l 8
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