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201206538 (C) "Lende►" is�LLS FARGO BAN1C, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of T� IINITBD STATES . Leader's addTeSS iS 101 NORTB PHILLIPS AVENUE, SIOUA FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNR C/O SPSC. 58RV. , PO BOR 31557, SILLING9, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated JIIr.Y 31, 2D12 . The Note states that Borrower owes Lender TIVSNTY EIGHT TFiOIISAND 3IR H[7NDRSD TH2RTY TSPO AND 25/100 Dollars (U.S. $*****28,632.25 )p]�interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not la[er than AIIc3iIIST Ol, 2027 , (F) "Property" means the proper[y tha[is described below uoder the heading "Transfer of Rights in the Ptoperty." IG) "Loan" means the debt evidenced by the Note, plus imerest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that ate executed by Borrower. The following Riders are to be executed 6y Borrower[check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider 0 S�ond Home Rider � Balloon Rider 0 Plauned Unit Developmem Rider 0 1-4 Family Rider � VA Rider � Biw�kly Payment Rider 0 pther(s) [specify] 01 "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law)as well as all applicable Final, non-appealable judicial opinions. (J) "Community Association Dues, Paes, and Assessments" means all dues, fees, assessmenzs and o[her chazges that are imposed on Borrower or the Property by a condominium associazion, homeowners associazion or similaz organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a trnnsaction originated by check, draft, or similaz paper insuumen[, which is initiated through an elecuonic temvnal, telephonic instrument, computer, or magnetic tape so as to order, insttuct, or authorize a financial institution to debit or credit an account. Such[erm includes, but is not limited[o, pointof-sale transfers, automated teller machine [ransactions, traz�sfers initiazed by telephone, wire tTansfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlemem, awazd oF damages, or proceeds paid by any third party (other than insurance'proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taldng of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Propertv. NEBRASKA-Sl�gle Family-Fannie Mae/F�etltlie Mac UNIFORM INSTRUMENT Potm 3028 1!Ot VMP� VMP81NE1111051.00 Wolters Kluwer Finanqal5ervices Page 2 ot i]