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201206538 designated a substitu[e nouce address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Iasttument at any one tune. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address sta[ed herein unless Lender has designated another address by notice to Bonower. Any notice in connection with this Security Insavment shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Securiry Ins[rument is also required under Applicable Law, the Applicable Law ru�uirement will satisfy the corresponding requirement under[his Security Ins[runtent. 16. Governing Law; Savarability; Rules of Construction. Ttus Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Ins[rument are subject to any requirements and limi[ations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silem, but such silence sha71 not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instnunent or the Note conflicts with Applicable Law, such conflict shall no[aff�t other provisions of this Security Iasuvment or the Note which can be given effect wi[hout the contlicting provision. As used in this Security Instmment: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b)words in the singulaz shall mean and include the plural and vice versa; and(c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower"s Copy. Borrower shall be given one copy of the Note and of this Security Instrumen[. 78. Trensfer of the Property or a B�neficiel Interest in Borrower. As used in khis Se�tion 18, "interest in the Property" means any legal or beneficial interest in the Property, including,but not Innited to, those beneficial interests transferred in a bond for deed, conuact for deed, installment sales con[ract or escrow agreement, the iutent of which is the transfer of title by Borrower at a future date to a purcLzser. If all or any part of the Property or any Interest in the Property is sold or transferr�l(or if Borrower is no[a natural person and a beneficial interest in Borrower is sold or transferred) without L.ender's prior written consent, Lender may require immediate payment in ftill of all sums secured by this Security Insuvment. However, [his option shall not be exercised by L.ender iF such exercise is prolubited by Applicable Iaw. If Lender exercises this option, L.ender shall give Borrower notice of acceleration. The notice shatl provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Inst[ument withoar fiuYher notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleretion. If Borrower meets certain conditions, Borrower shall have the right [o have enforcemen[of this Securiry Instrumern discontinued a[any time prior to the earliest oF: (a) five days before sale of the Property pursuant to any power of sale contain�in ttus Security Instrumem; (b) such other period as Applicable I,aw might specify fot the termination of Borrower's right to reinstate; or(c)entry of a judgment enforcing this Security Inshwnent. Those conditions are that Bottower: (a)pays Iender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b)cures any default of any o[her coveuants or agreements; (c)pays all expenses incurred in enforcing this Securiry Instmmern, including, but not limited to, reasonable attomeys' fces, property inspection and valuation fees, and other fees incurred for the purpose of proterxing Lender's interest NEBPASKA-Single Family-Fannle MeelFredtlie Mac UNIfOFM INSTFUMENT Form 3028 1/01 VMP�N VMP6INEI 191051.00 Wohere Kluwer Financial5ervices Pege�Z��