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201206537 <br /> for t6e repairs and restoration in a single payment ot in a series of progress payments as the work is <br /> completed. If[he insutance or condemnation proceeds are not sufficient to repair or restore the Property, <br /> Borrower is not relieved of Borrower's obligazion For the completion of sucL repair or restoration. <br /> Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br /> cause, Lender may inspect the interior of the improvements on the Property. I.ender shall give Borrower <br /> notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br /> Borrower or any persons or entities acting at the directio¢oF Borrower or with Borrower's lrnowledge or <br /> consent gave materially false, misleading, or inaccurate informazion or statements to Lender(or failed to <br /> provide I.ender with material information)in connection with the Loan. Material representations include, but <br /> are not limited to, representazions conceming Borrower's occupancy oF the Property as Borrower's principal <br /> residence. <br /> 9. Protection of Lender's Interest in the Propertyr and Rights Under this Security Instrument. If(a) <br /> Bonower fails to perform We covenants and agreements contained in this Securi[y Ins[rument, (b)there is a <br /> legal proceeding that might significantly afFect Lender's interest in the Property and/or rights under this <br /> Security Instrument(such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for <br /> enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br /> regulations), or(c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br /> reasonable or appropriate to protect Lender's interest in the Property and rights uader this Security <br /> Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing <br /> the Property. Lender's acdons can include, but are not limited[o: (a)paying any sums secured by a lien <br /> which has priority over tkus Securiry Instrument; (b)appearing in court; and (c)paying reasonable attomeys' <br /> fees to ptotect its interest in the Property and/or rights under this Sewrity Instrument, including its secured <br /> position in a bankruptcy proceeding. Se�uring the Property includes, but is not limited to, entering the <br /> Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, <br /> eliminate building or other code violations or dangerous conditions, and have u[ilities turned on or off. <br /> Although L.ender may take action under this Sectioa 9, Lender does not have to do so and is not under any <br /> duty or obligation to do so. lt is agreed that Lender incurs no liability for not taking any or all actions <br /> authorized under this Secaon 9. <br /> Any amounts disbursed by Lender under this Section 9 shall become additional debt oF Borrower secured by <br /> this Se�uriry Instrument. These amounts shall bear interest at khe Note rate from the date of disbursement <br /> and shall be payable, with such interest, upon notice from I.ender to Borrower requesting payment. <br /> If this Security Instrument is on a leasebold, Borrower shall wmply with all the provisioas of the lease. If <br /> Borrower acquires fee title to the Properiy, the leasehold and the fee title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> 10. Mortgage Insurance. If L,ender required Mortgage Insurance as a condition of making the Loan, Borrower <br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br /> Mortgage Insurance coverage required by I.ender ceases to be available from the mortgage insurer that <br /> previously provided such insurance and Borrower was required to make separately designazed gayments <br /> toward the premiums for Mortgage 7vsurance, Bonower shall pay the premiums required to obtain coverage <br /> substantially equivalent to the Mortgage Insurance previously in effect, at a cost substan[ially equivalent to <br /> khe cost to Borrower of the Mortgage Insurance previously in effect, from an altematc mortgage insurer <br /> selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br /> NE9HASKA-Single Femlly-Fennla MaefFretltlie Mec 11NIFOflM INSlFIIMEM' Form 3028 1/Ot <br /> �N'P� VMP6INEI It 1061.00 <br /> W aRers KWwer Finencial Servicea Pege 9 0l 1] <br />