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� <br />�� <br />� <br />� � <br />w �, + - <br />IV - <br />� <br />B - <br />- <br />� <br />� <br />- <br />� <br />� <br />e.� <br />0 <br />� <br />w <br />� <br />W <br />J <br />� <br />H <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� � <br />� � � <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� � <br />� � <br />l <br />S� <br />D <br />r <br />r s- <br />� ,.� <br />c:, <br />�o ' ;''_ <br />n f�°� <br />�'1 <br />L '9 (�t <br />� <br />� �, <br />!T1 P <br />0 <br />va <br />r .:; <br />c� <br />r--.+ <br />ti <br />_-,-, <br />� _ <br />c� <br />� <br />� <br />� <br />�_� <br />�n <br />�L <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />MIN:100416700020790326 <br />N <br />O <br />F--a <br />1 V <br />V <br />� <br />._.� <br />t0 <br />O <br />G <br />�v <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated August 3rd , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Victor M Castro and Alma Gutierrez, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) G°Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated August 3rd , 2012 . The <br />Note states that Borrower owes Lender Ninety Four Thousand Five Hundred Forty One and 00/100 <br />Dollars (U.S. $ 94,541.00 ) plus interest. Borrower has <br />promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than <br />September 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properly. <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means all Riders to this Security Instrument that aze executed by Bonower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n �Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMEN'I' (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 908152 CreaHve Thiaking, Inc. <br />GOTO(002123a5) <br />C7 C/) <br />O --� <br />C D <br />z —a <br />.� m <br />� o <br />O T <br />�� <br />� i <br />j'i '. i� <br />r � <br />r v <br />U) <br />� c; <br />v `i <br />cn <br />tn <br />�,�, �C . <br />Q' -y ` C-�' <br />