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I <br />i <br />� <br />�,�, <br />,� <br />.;. <br />� <br />�� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />!!I <br />C <br />n o <br />� � t/� <br />� <br />2a120��43 <br />� �'F RECO�p�D <br />� , r -� <br />r:� G7 Cf> <br />� = ti G.7 -� <br />D �_ Z � fV <br />� O <br />n r? � � o <br />�' �. ►—� o -n f"'° <br />�; ��` �-' �' Z � rv <br />, �� ���-, <br />� ;,, —� a w , c� <br />� rn � �- D t <br />:.� � <br />o � N � Q) <br />, �` D N <br />� -a <br />o T� � � � � <br />'�`�' }— � cn 00 <br />c ) sn _ <br />REFILE TO INCLUDE MARIA'S SIGNATURE ON THE ADDENDUM �' <br />[Space Above This Line For Recording Data] ��� <br />MIN:100416700018884123 <br />DEED OF TRUST , jL�' <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated June 8th , 2012 , <br />together with a11 Riders to this docwnent. <br />(B) `Borrower" is Carlos F Alvarado and Maria Alvarado, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . I.ender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) uTrustee" is U.S. Bank Trust Companv, National Association 111 SW Fifth Avenue Portland, OR <br />97204 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MER5 is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated June 8th , 2012 . The <br />Note states that Borrower owes Lender Fifty One Thousand Two Hundred and 00/100 <br />Dollars (U.S. $51,200.00 ) plus interest. Borrowerhas <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />July 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properly. <br />(� uLoan" means the debt evidenced by the Note, plus inter�t, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instnunent that are executed by Borrower. The following Riders <br />aze to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payxnent Rider NIFA Mortgage <br />Addendum <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie MaelFreddie Mac iJNIFORM INSTRUMENT (MERS) Form 30281/Ol (page / of 9 pages) <br />12439.CV (9/11) 907367 Creative Thinktug, Inc. <br />GOTO(001 t7691) <br />d:F'� M. ���• <br />