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�� <br />��� <br />N � <br />0 �� <br />� � <br />N �� <br />-�1 <br />� �� <br />� � <br />� <br />�� <br />- <br />�� <br />- <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />, � <br />0 <br />� <br />� <br />� <br />G7? <br />� <br />W <br />W <br />� �� <br />� <br />W <br />� <br />� <br />04 <br />U� <br />SI� <br />w <br />J <br />1� <br />v <br />� <br />1�1 <br />�� <br />� <br />� <br />� <br />� <br />� <br />C <br />�A� <br />� � � <br />� � <br />� <br />� � <br />� � <br />"!: <br />Q <br />x� <br />m <br />� <br />r � <br />� ���,�_ <br />_ ,��._.. <br />r ;,_.. <br />�� �,` <br />C�j .t�_''� <br />- f <br />�n <br />� <br />::_� � <br />5, <br />I Y <br />� (T� <br />� e � <br />� � <br />��: <br />�_� <br />..._, <br />ti <br />_�, <br />� _.: <br />�-� <br />W <br />_� <br />� <br />G� <br />' f- T -� <br />V J <br />� � <br />o --� <br />c n <br />z --� <br />--r m <br />� o <br />o � <br />� Z <br />= f *� <br />D (A <br />r � <br />r n. <br />cn <br />� <br />D <br />� <br />� <br />[Space Above This Llne For Recording Data] <br />Loan No: 101254444 <br />DEED OF TRUST <br />Parcel I D: 400406039 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 30, 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Alfred J Starzec and Joni S Starzec, Husband and Wife <br />Bonower is the trustor under this Security lnstrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Poin�s Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Bonower and dated July 30, 2012 . <br />T'he Note states that Borrower owes Lender <br />One Hundred Si�ctyFour Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollazs (U.S. $ 164,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than September 1, 2027 • <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 30281/01 � <br />Laser Forms Ina (800) 446-3555 <br />LFI#FNMA30289/11 Page 1 of 13 Initials: <br />