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<br />NMLS COMPANY IDENTIFIER: 446443
<br />THIS INSTRUMENT PREPARED BY:
<br />� Home Federal Savings & Loan Association of
<br />� Grand Island
<br />� 221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801 D
<br />.Sl• �
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 26, 2012. The grantors aze VERNON F
<br />REMPE and DORIS J REMPE, HUSBAND AND WIFE, whose address is 1739 S ARTHUR ST, GRAND
<br />ISLAND, Nebraska 68803-6320 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R Basck, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). VERNON F REMPE and DORIS J REMPE owe Lender the principal sum of Twelve Thousand
<br />Ninety-one and 00/100 Dollars (U.S. $12,091.00), which is evidenced by the note, consumer loan agreement, or
<br />similar writing dated the same date as this Security Instrument (the "Note"), wluch provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid eazlier, due on July 25, 2017. This Security Instrument
<br />secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions
<br />and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security of
<br />this Security Instrument under the provisions of the section titled ProtecHon of Lender's Rights in the Property;
<br />and (c) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For
<br />this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sa1e, the following described property located in the COiJNTY of HALL, State of
<br />Nebraska:
<br />Address: 1739 S ARTHUR ST, GRAND ISLAND, Nebraska 68803-6320
<br />Legal Description: LOT FOUR (4) AND THE SOUTHERLY TWENTY FEET (S20') OF LOT FIVE
<br />(5), IN BLOCK SIX (6), IN BEL AIR ADDTTION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to
<br />any encumbrances of record.
<br />Bonower and Lender covena.nt and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all conirolling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower sha11 pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yeazly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yeazly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />� 2004-201 I Complie¢ce Systema, Ina 98AD-4DA3 - 2011 L2.0.485
<br />Consumer Real Estate- Securiry InsWment DL2036 Pege 1 of6 www.compliancesystems.com
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