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DEED OF TRUST 2 012 0 6 41 � <br />Loan No: 101255392 (Continued) Page 10 <br />No. 99-499 ("SARA"1, the Hazardous Materials Transportetion Act, 49 U.S.C. Section 1801, et seq., the Resource <br />Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable stete or federal laws, rules, <br />or regulations adopted pursuant thereto. <br />Event of Default. The words "Event of Defeult" mean any of the events of default set forth (n this Deed of Trust in <br />the events of default section of this Deed of Trust. <br />Existing Indebtedness. The words "Exist(ng Indebtedness" mean the indebtedness described in the Existing Liens <br />provision of this Deed of Trust. <br />Guaranty. The word "Guaranty" means the gueranty from guarentor, endorser, surety, or eccommodation party to <br />Lender, including without limitation e guaranty of all or part of the Note. <br />Hazardous Substances. The words "Hazardous Substances" mean meterials that, beceuse of their quantity, <br />concentration or physical, chemlcal or fnfectious characteristics, may cause or pose a present or potential hazard <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, menufactured, <br />transported or otherwise handled. The words "Wazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmentel Laws. The term "Hazardous Substances" also includes, without limitation, petroleum end <br />petroleum by-products or any fraction thereof and asbestos. <br />Improvemerrts. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, end other amounts, costs end expenses <br />payable under the Note or Related Documents, together with all renewels of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts es provided in this Deed of Trust. <br />Specifically, without Iimitation, Indebtedness includes the future advances set forth in the Future Advences <br />provision, together with all interest thereon and all amounts that may be indirectly secured by the <br />Cross-Collaterelization provision of this Deed of Trust. <br />Lender. The word "Lender" means Five Points Bank, its successors end assigns. <br />Note. The word "Note" means the promissory note dated August 1, 2072 in the original principal amount <br />Of $250,000.00 from Trustor to Lender, together with all renewals of, extensions of, modificetions of, <br />refinancings of, consotidations of, end substitutions for the promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, end now or hereafter attached or affixed to the Real Properry; <br />together with all accessions, parts, end edditions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (lncluding without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property end the Personel Property. <br />Real Propertyr. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promfssory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means ell present and future rents, revenues, income, issues, royalties, profits, end <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.O Box 1507, Grand Island, NE <br />68802-1507 and eny substitute or successor trustees. <br />Trustor. The word "Trustor" means MICHAEL J SARGENT and JANELLE SARGENT. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />