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201206405 (C) "Lender" is WELLS PARGO BANEC, N.A. Lender is a 1JATIONAL AS30CIATION or�anized and existing under the laws of T� Lender's address is 101 NORTS PBILLIPS UN'ITED STATES AVENIIE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is �LS FARGO FINANCIAL NATL BNR C/O SPEC. SERV., PO SOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated J'tJLY 31, 2012 . The Note states that Borrower owes Lender �� HONDRED TBIRTEEN THOIISAND FIVE HIINDRED TWENTY FIVE A1�ID 00/100 Dollars (U.S. $*****113, 525. 00) plus interest. Bortower has promised to pay this debt in regulaz Periodic Payments and to pay tfie debt in full not later thanAIIGLTST Ol , 2042 . (F) "Property" means the progerty that is described below under the heading "Transfer of Rights in the Property " IG) "Lo�n" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Tnstrument, plus interest. (N) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjushable Rate Rider � Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Biweekly Payment Rider � Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administradve rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Associetion Dues, Fees, end Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similaz organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial insdtution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine t�ansactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. IM) "Miscelleneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third parly (other than inenran�a proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taldng of all or any part of the Properiy; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the _ value and/or condition of the Prope NEBRASKA-Singla Family-Fannia Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 � � YMPB�NE) (11061.00 Woltars Kluwer Firmreeial Services Paga 2 ot 17