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, <br />. <br />20120639� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />a <br />(Seal) <br />Kerry . McGrath -Borrower <br />��� /��C�/)�� (Seal) <br />Elleen R. McGrath -Borrower <br />(Seal) <br />-Borrower <br />, (Seal) <br />-Borrower <br />STATE OF NEBRASKA, <br />[Spaee Below This Line For Acknowledgment] <br />Hall <br />COUIITy SS: <br />On this 27 th day of July 27, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Kerry W. McGrath, Eileen R. McGrath <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: g' �' �3 <br />� -�1/ t <br />Devra McElroy -Notary Pubiic <br />GENERAL NDTARY - State of Nebraska <br />�O DEVRA MCELROY <br />� My Comm. Exp. Aug. 25, 2013 <br />NEBRASKA- Single Family - FannieMae/FreddleMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 4463555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />