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201 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />(Seal) <br />Steven F Anderson -eorrawer <br />(Seal) <br />- sorrower <br />(Seal) <br />-Borrawer <br />(Seal) <br />-Barrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 26 th day of July 26, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Steven F Anderson <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: '� r���� S <br />P <br />��NERAL NOTARY-Stete af NebrasRe Edward J. Jarosik -Notary Pubnc <br />EDWARD J. JAROSIK <br />A�' Comm. . NOV.14, 2D15 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Ina (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />