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��������� <br />persons shall pay any recordation costs. I.ender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Properiy Address. <br />BY SIGNII�TG BELOW, Bonower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Bonower an� ecorded with it. <br />^0 � J�° � 3' / �-' <br />OHN W HOWARD Date AUDREY L OWARD Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JOHN W HOWARD and AUDREY L HOWARD, before me <br />on July 23, 2012. In witness whereof, I hereunto set my hand if applicable, my official seal� <br />My commission expires: C� � � ) � �%� � - <br />GENERAI. NOTARY - State of Nebraska <br />CHRIS L. KASKIE <br />My Comm. Exp. Dec. 29, 2012 <br />(Official Seal) <br />Hall County, NE <br />Identification Number <br />O 2004-201 I Compliance Systems, tnc. 9BAD-EBE2 - 201 I L2.0.485 <br />Conaumer Real Estate - Security Instrument DL2036 Page 5 of 5 www.campliancesystems.com <br />