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2 0�206374 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />JEFF . LUTHER -Borrower <br />� � (Seal) <br />SARAH J. LUTHER -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA•Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6fNE1 111061.00 <br />Wolters Kluwer Fnencial Services Paga 16 of 17 <br />