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20120634� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />� (Seal) <br />Bri an W Cheetsos -Borrower <br />/ <br />, <br />(Seal) <br />Kyl i e J heetsos -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Femily-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Flnencial Servic� <br />Form 3026 1 /01 <br />VMPB(NE) (1105) <br />Page 18 of 17 <br />- L <br />