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2012063�3 (D) "Trustee" is CENTRIS FEDERAL CREDIT UNION,343 N 114TH STREET OMAHA, NE 68154 (E) "Note" raeans the promissory note signed by Borrower and dated ,1uiy 31st 2012 . The Note states that Bonower owes Lender THIRTY FIVE THOUSAND AND NO/100 Dollars (U.S. $ 35,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 1 st, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the 1Vote, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument Wat are executed by Borrower. The following Riders are to be executed by Borrower [check box as appllcable]: 0 Adjustable Rate Rider � Balloon Rider X� OWer(s) [specify] 1-4 FAMILY RIDER 0 Condominium Rider 0 Second Home Rider � Biweekly Payment Rider � 1-4 Family Rider 0 Planned Unit Development Rider (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administraflve rules and orders (that have the effect of law) as well as all applicable 8na1, non-appealable judicial opinions. (J) "Community Association Due.s, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium associaHon, homeowners association or similar organization. (K) "Electxonic Funds Transfer" means any transfer of funds, other than a transaction orlginated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer or magnetic tape so as to order, instruct, or authorize a flnancial instituflon to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller raachine transactions, transfers initiated by telephone, wire h�ansfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages descrlbed in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentaflons of, or omissions as to, the value and/or condition of the Property. NEB�$KA ^ Siugle Family -- Fmnta Mae/Froddia Mac UI•IIFOAM INS11tLIM6NT Form 3028 1/0 GCC - G3028-02 (09/Ol) (Page 2 of19) Iaitials: ��T��