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<br /> WHEN RECORDED MAIL TO:
<br /> Equitable Bank
<br /> Diers Avenue Brench
<br /> PO Box 160
<br /> Grend lsland.NE 68802-0760 FOR RECORDER'S USE ONLY
<br /> DEED OF TRUST
<br /> MAXIMUM LIEN. The lien of this Deed of Trus#shall not exceed at any one time$30,OU0.00.
<br /> TFi1S DEED OF TRCIST is dated July 27, 2012, among LINDA K HELZER, whose address is
<br /> 2405 N ENGLEMAN RD, GRAND ISLAND, NE 68803; AN UNMARRIED PERSON ("Trustor");.
<br /> Equitable Bank, whose address is Diers Avenue Branch, PO Box 160, Grand Island, NE
<br /> 68802-0160 treferred to below sometimes as "Lender" and sometimes as "Beneficiary"); and
<br /> Equitable Bank {Grand Island Region), whose address is 113-175 N Locust St; PO Box 160,
<br /> Grand Island, NE 68802-0160(referred to below as "Trustee").
<br /> CONVEYANCE AND GRANT. For valuable consideretion,Trustor wnveys to Trustee in trust,WITH POWER OF SALE.
<br /> for the benefit of Lender as Beneficiary,all of Trustor's right,title,and interest in and to the following described real
<br /> property, together with all existing or subsequently erecYed or affixed buildings, improvements and fiMures; all
<br /> easements,rights of way,and appurtenances; all water,water rights and ditch rights Iincluding stock i�utiliTies with
<br /> ditch or iriigation rightsl; and all other rights, royalties, and profits relating to the real property, including without
<br /> limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br /> County,State of Nebraska:
<br /> LOT NINE (9) IN BLOCK ONE (7) IN LEHEIGHTS SUBDIVISION, IN THE CITY OF GRAND
<br /> ISLD,HALL COUNTY,NEBRASKA
<br /> The Real Property or its address is commonly known as 2405 N EIUGLEMAlV RD, GRAND
<br /> ISLAND,NE 688Q3. The Real Property tax identification number is 400149512.
<br /> REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness ineluding,without limitation,a revolving
<br /> line of credit,which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the
<br /> Credit AgreemeM. Such advances may be made,repaid,and remade from time to time,subject.to the limitation that
<br /> the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or
<br /> variable rate or sum as provided in the CrediY Agreement,any temporery overages,offier charges,and any amounts
<br /> expended or advanced as provided in either ifie�Indebtedness paregraph or this paregraph,shall not exceed the Credit
<br /> Limit as provided in the Credit Agreement. It is the intention of Trustor and Lender that this Deed of Trust sewres the
<br /> 6alance outstanding under the Credit Agreement from time to time from zero up to the Credit Limit as provided in the
<br /> Credt Agreement and any irtitermediate balance.
<br /> Trusmr presentty assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br /> interest in and to all presem and future leases of the Property and all Rents from the Property. In addition. Trustor
<br /> grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br /> THIS DEED OF TRUST,INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEP,EST IN THE RENTS AND
<br /> PERSONAL PROPERTY,IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br /> EACH OF TRUSTOR'S AGREEMENTS AND OBLIGATIONS UNDER THE CREDIT AGREEMENT, THE RELATED
<br /> DOCUMENTS,AND THIS DEED OF TRUST. THIS DEED OP TRUST IS GNEN AN�ACCEPTED ON THE FOLLOWMG
<br /> TERMS:
<br /> PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust,Trustor shall pay to Lender all
<br /> amounts secured by this Deed.of Trust as they become due,and shall stricUy and in a timely manner perfiorm all of
<br /> Trustor's o6ligations under the Credit Agreement,this Deed of Trust,and the Related�Documehts.
<br /> -POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the
<br /> Property shall be governed by the folfowing provisions:
<br /> Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and
<br /> control of the Property; (2) use,operate or manage the Property;and (3) collect the Rents from the Property.
<br /> Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs,
<br /> replacements,.and maintenance necessary to preserve its value.
<br /> Compliance With Emironmental Laws. Trustor represeMs and warrants To Lender thatc (1) During the period of
<br /> Trustor's ownership of the Property,ihere has been no ose,generation,manufacture,storage,�treaiment,disposal,
<br /> release or threateoed refease of any Hazardous Substance by arry person on, under,about or from the Property;
<br /> (2) Trustor has no knowledge of,or reason to believe that there has been,except as previously disclosed to and
<br /> acknawledged by Lender in writing, Ia) any breach or violation of any EnvironmenEal Laws, (b) any use,
<br /> generation,manufacture,storage,treatment,disposal,release or threatened release of any Hazardous Substance
<br /> on, under, about or from the Property by any prior owners or occupants of the Property, or (c) any actual or
<br /> threatened litigation or claims of any kind by any person relating to such matters; and (3) 6ccept as pceviously
<br /> disclosed to and acknowledged by Lender in writing, (s) neither Trustor nor any tenant,contractor,agent or other
<br />
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