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20120��0� <br />BY SIGI�IING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />-Witness <br />Seal <br />Loran A Zu nn -Borrower <br />-Witness <br />. <br />S <br />Ap L Fo er -Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The f� or�g�oing instrument was aclaiowledged before me this ,�_�day of i.-I <br />�/ by Loran A Zumbrunn and A ril L Follmer. <br />Witness my hand and notarial seal a ��!�� in said County, the da.te aforesaid. <br />My Commission Expires: � �t � � <br />��-StaEedN6b� <br />� � 1 <br />� / <br />� /�r•/�^i — <br />: Y � <br />NEBRASKA -Single Family-Fannle MaelFreddle Mac UNIFORM INSTRUMENT with MERSForm 3028 7/01 <br />Page 13 of 13 <br />IDS, Inc. <br />