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- <br />- <br />- <br />- <br />- <br />- <br />N <br />0 � <br />� �� <br />N �� <br />A � <br />� <br />� <br />W ��� <br />�� <br />- <br />- <br />� <br />�� <br />� � C <br />r.� o �- <br />� �C �- <br />� � � <br />� � � <br />� � � <br />� � � <br />�` (n � <br />° � 1ti9 <br />1° <br />S "' <br />J <br />� <br />0 <br />� <br />N <br />O <br />�] <br />w <br />0 <br />C.J <br />�� <br />� <br />� <br />�f <br />� <br />y <br />i <br />G � <br />�� ✓ <br />DEED OF TRUST <br />MIN:100846702011238745 <br />SIS Telephone #: (888) 679-MERS <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />30&382-2900 <br />� <br />� <br />� � � <br />��� <br />� � <br />� � r �'' <br />�� <br />a '" <br />m � <br />r � <br />r ' r <br />o ,�' <br />� ; _� W <br />�-i � i --+ <br />�' <br />f/) �' �y� <br />--i .� <br />r� � <br />� �.� <br />� :7 �, � <br />'1� <br />� �+;'.._.. <br />f1'' � �� <br />o � <br />� <br />n � <br />� '-� <br />C D <br />Z � <br />� m <br />-< a <br />O � <br />� Z <br />3 fi1 <br />j'. cz7 <br />r � <br />r n <br />v� <br />� <br />y <br />cn <br />r„n <br />[Space Above This Line For Recording Data] <br />DEFII�TITIONS <br />Words used in multiple secrions of this document are defined below and other words aze defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, wluch is dated July 27, 2012, together with all Riders to this <br />document. <br />(B) °Borrower" is Loran A Zumbrunn and April L Follmer, husband and wife, as 3oint tenants. Borrower is the <br />trustor under this Security Instrument. <br />(C) uLender" is Ezchange Bank, organized and e�cisting under the laws of the United States of America. <br />Lender's address is 1204 Allen Drlve, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street, Owensboro, Daviess County KENTUCKY 42301. <br />(E) KMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender aad Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA -Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 ^_ n/ <br />Page 1 of 13 � t <br />i�, i„ Borrower(s) IniUals <br />