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201206301 (C) "L@11d@r" is U. S. Barilc N. A. Lender is a Nationa.l Association arganized and e�risting under the laws of The IInited States Of A�erica Lender's address is 4601 Frederica Street, O�vensboro, RY 42301 (D) "TrustN" is Mr. Thomas Locher 2082 Dauglas Str�ee� 200 The Omaha Club� Omaha, NE 66102 ' (E� "M ER.S" is Mortgage Electronic Registaation Systems, Inc. MERS is a separate corporation tbat is acting solely as a nominee for Lender and I.ender' s successors and assigns. MERS is the benefldary nnder tLis Securlty Instramen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P. O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (� "Nota" means the promissory note signed by Borrower and dated 07/25/2012 . The Note states that Bonower owes Lender Sever►ty-T�vo Thousaad Five Suadred aad 00/100ths Dollazs (U. S. $ 72 , 500 . 00 ) plus inter�st. Boirowar has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than August 01, 2022 . (G) "Property" means the properiy that is described below under the heading "Transfer of Rights in the Properly." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Sacurity Instrument, plus interesk (I) "Riders" meaus all Riders to this Security Instmm�ent that are ex�ute3 by Bonower. The follovving Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Ridar 0 Condominium Rider � Second Home Rider � Balloon Rider O Planned Unit Development Rider O 1-4 Family Rider O vA Riaer � siw�kly rayment Riaer � orl�er(s) [specify] (J) "Applit�ble Law" means a11 controlling applic�ble federal, state and local statutes, regulations, ordinances and achninistrative rules and orders (that bave the effect of law) as well as all applic�ble fina1, non-app�lable judicial opinions. (Iq "Community Assoctatlon Dues, Fees, and Assessments" means all dues, f�s, assessnnents and other charges that are imposed on Horrower or the Properiy by a condominium association, ho�owners association or similar organization. (y "B�tronlc Funds Transfer" mea,ns any transfer of fimds, other than a transaction originated by check, draft, or similar paper instn�ment, which is initiated througb an electronic terminal, telephonic instrument, computer, or magnetic tape so as to arder, inatruct, or authorize a finencial inatitution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Esuow Items" means those items that aze descnbed in Section 3. 2200280827 D V9ANE NEBRASKASfngle FamOy-Feiude Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS Form 3038 1lOt yMP (gl VMP6A(NE111106) Wol�re Kqrvrer F�ar� gervk� Pege 2 oi 17 � 1 �� � ��