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201206300 Parcel ID Number. 400364875 208 Pond,erosa Drive Grarid Ialaad ("Property Address"): wluch cunently has the address of (Street) (City), Nebraska 66803 (Zip Code) TOGETHER WITH all the inoprovements now or hereafter ere�d on the properiy, and all easements, appurtenances, and fixtur� now or hareafter a part of the property. All replacements and additions shall also be covered by this Security Insltument. All of the foregoing is refe�ed to in tyis Security Inst�ment as the "Properiy." Borrower understands and ag�r�.s that MIItS holds only legal title to the niterest granted by Borrower in this Security Instn�ent, but, if necessary to comply with law or custom, MERS (as nomine,e for Lender and Lender' s successors and assigns) has tha right: to elcercise any or all of those intarests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling ttus Security Instrument. BORROWER COVENANTS that Borrower is lavvfully saised of the estate hereby conveyed and has the right to grant and convey the Progerty and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of rec;ord THIS SECURITY INSTRUMENT combines uniform covenants far national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real ProPert3'• Uniform Covenants. Borrower and Lender covenant and agr� as follows: 1. Paymerrt of Principal, I�er�st, Escrow Iterr� Prepayme�tt Charges, and L�te Charges. Borrower shall pay when due the principal o� and interest on, the debt evidenced by the Note and any prepayment charges and late chazges due under the Note. Boaower shall also pay fimds for Escrow Items pursuant to Section 3. Pay�ents due under the Note and this Se�urity Inslr�meat shall be made in U. S. currency. However, if any check or other instru�nt received by Lender as payment under the Note or this Security Instrument is returnefl to Lender unpaid, Lender may r�e that any or all subsequent payments due under the Note and this Se�urity Instrument be made in one or �ore of the following farnns, as sel� by Lender: (a) cash; (b) moneY ord�; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (c� Electronic Funds Transfer. Payments are d� re,ceived by Lender when r�eived at the location designated in the Note or at such other location as may ba designated by Lender in accordance with the notice proviaions in Section 15. Lender may retum anY PaYment o�' P�r�al PaYm�nt if the payment or partial payments are insufficient to bring the Loan current. Lendar maY �Pt �Y PaYment or Partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments aze accepted if each Periodic Payment is applied as of its scherluled due date, then Lender ne,ed not pay interest on unapplied fimds. L,ender may hold such unapplied funds until Borrower makes payment to bring the Loa�► current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied eazlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to for�losure. No offset or claim wluch Borrower might have now or in tha future against Landar shall relieve Boaower from making payments dua under tha Note and tUis Security Instr�m�ent or performing the covenants and agr�mants secur� by this Sacurity Instrument. 2200278644 NEBRASKASbigle FamOy-Fennle Mae/Freddle Mm UNIFORM IN3TRUMENT W1TH MERS Wolte�re Kluw� F'iner�ial Servh:ea D VBANE Form 3 8 1l01 VMPBA� (110b) 4of17 �� ��