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2o�2os3oo <br />(C) ° L@MI@I""' is �. 3. Ban1c N. A. <br />Lender is a National Associatioa <br />organized and existing under the laws of The Qnited States Of America <br />Lender's addr�s is 4801 Frederica 3treet, Orveasboro, RY 42301 <br />��� "TIUStN 19 �t'. ThOm88 LOChOr <br />2002 Douglas Street, 200 The Omaha Club� Omaha, NE 68102 • <br />(Fa "M9�S" is Mortgage Electronic Regishation Syatems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee far I,ender aud Lender's succ�saors and assigns. MERS is the bene�dary nnder thfs <br />5ecnrlty Instramenk MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P. O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated 07/26/2012 . The Note <br />states that Borrower owes Lender Tavo Hu:►dred &'our Thousand and 00/100ths <br />Dollars (U. S. $ 204, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August Ol , 2042 . <br />(G) "Property" mea.ns the property that is described below under the heading "Transfer of Rights in the <br />properiy �� <br />(H) "Lroa�t" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under tt►is Sacurity Inslrument, plus interest. <br />(I) "Rlders" means a11 Ridera to this Security Instrument that are ex�uted by Borrower. The following Ridera <br />aze to be executed by Borrower [ch� k box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider 0 Second Home Rider <br />0 Ball�n Rider � Planned Unit Development Rider � 1-4 Family Rider <br />0 va Riaer 0 Biw�kly Paym�t Riaer � other(s) [��3'] <br />(J) "Applicable L�ww" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effa;t of law) as well as all applicable final, <br />non appealable judicial opinions. <br />(�4 "Community Assoclatton Du�, Fee�, and Assessmerrts" means all dues, feeg, asses�nnents and other <br />chazges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(� "0�tronlc Funds Tranafer" �eans any transfer of fimds, other than a transaction originated by check, <br />draft, or similar paper instru�ent, which is initiated through an eleclronic terminal, telephonic instrument, <br />computer, or magneric tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller m�hine <br />transacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) p �W II�I�I�IS means those items that are deacnbed in Section 3. <br />2200278644 <br />` N / E M BRASKASh�ple FemBy-Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WfTH MERS <br />Wok�a Kluw� Fhiaru�al Servkes <br />D VBANE <br />Form 3038 1 /01 <br />VMPB (NE) (110b) <br />2of17 <br />� <br />�� <br />