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201206276 <br /> requ'rred by TtLSPA, and B�rrower shall pay to Lender Clie nmoimt necessary to make up the deticiency in <br /> aecocdance wiCh RESP�, but in no more thau 12 monthLy paym�nCs. <br /> Upon paymenC in ftill of all sums socured by Chis Security Instrumcnf, I,ender shall promptly refund Co <br /> Borrower any Funda held by J.ender. <br /> 4, Charges; Lfens. Borrower shall pay all taxes, assessments, charges, fines, and imposi[ions alC�ibutable to <br /> Che Property which ran att'ain prloi9tg over tl�is Security InsCrument, leasehold plyments or ground rents on <br /> [ha Property, if any, and Cou�muniCy Associatioii Dues, Fees, and Assessments, if any. To Che exCent that <br /> tl�eso itcros are Nscrow IYems, Borrower shall pay them in Yhe mtumer provided in Seetion 3. <br /> Borrower sh.dl prompliy diseharge ai�y lien whicl� has priority over Chis Security Instrument tmless <br /> Borrower: (a) agrees in writing to the payiYient of the obligaCion secured by the lien in a manner acceptable <br /> to Lender, but pn[y so long xs Borrower�is performing such agrcement; (b) contests Yhe lien in gaod faith bq, <br /> or defends againet ei�foccemcnC oC lhe lien in, legal procecdings which in Leuder's opinion operaCe to prevei�t <br /> the enforcement ot'thc lien while tliose proceediiigs are pending, but only until such proceedings are <br /> concluded; or (c) secures from Yl�e holder of'thc lien a�t lgreemenC satisfactol�y Co Lender subordinating tho <br /> licn to Cl�is Secm iry Instrument. If Lender dctermines Yhat any �Hrt af the Property is subjeet ta a lien which <br /> can att2in priority ovec tliis Security instrume�f, Leuder ms�y givc Borrower a notice identify3ng Che lien. <br /> Within 10 days ot Uie date on which that uoYice is given, Bon�ower shall sa[isfy the lien or Cake one or more <br /> of the actiona sct'forth above ii� Cl�is Seetion 4. <br /> Lender may require Borrower to pay a one-time char�;c for a recnl estaCe tax verif'ieation and/or reporting <br /> servu;e usetl by Lender in eonnecCian witl� this Loan. � <br /> 5. Property Insurance. Borrower shall keep the un1�rovcmenGs now exisCing or]�ereaf'Cer erecCed on Yhe <br /> Pro��erry insured against loss by fire, l�azards included within Che tei�n "extended covarage," and any other <br /> hazards including, b�iC i�ot fimited to, earChquakes a�d Ploods, for which Lcnder requitres insurance. This <br /> insm'ance shall be maintained in Ghe an�oixnts (inclttding deductible lcvels) and 1or the periods that Lender <br /> requires. What Lender raquires pursua�t to the preceding sentcnces can change during the term of the Losw. <br /> Tlie iilsuremca carrier providing�the iusurance shall bc chosen by Borrower subject to Lender's right to <br /> disapgrovc Borrower's choice, whicl�right shall noC be exercised unreasonably. Lender may require <br /> Borrower t�pay, in connection wlth fhis Loan, either: (a) a one-time charge Pox flood zone determination, <br /> cerCifict�tion aitd trxcking secvices; or (b) a one-time chargc Cor flood zone datexmination and cerCificaCion <br /> services and subsoquenC�charges eael�time renitippings or similar ohanges occur which reasonably might <br /> affect such de6ermination or certificaCion. Borrower shall also be respoiisible for Che paymenC of any fees <br /> iniposed by the Federal �inergency ManagcmenC Agency in connection w3t1� the review �f any t7ood zone <br /> determination resulting from ao objccCion by Borrower. <br /> IP 13oxrower fails Yo maintain any of the caverages desecibed above, Lcndec may obtain insur�mce coverage, <br /> at Iender's option and Borrower's expense. Lendex is uuder no obligalion to purchase nny parCicular rype or <br /> amount of coverage.Thm•ePore, such coverage shall cover Lender, buC rniglrt or might noC proCecC Borrower, <br /> Borrower'a eyuity in fhe Property, or the contenCs oP Ct�e Property, against any risk, hazard or liability and <br /> mighl provide greaCer or lessex couerage than was previously in efFect. Borrower acknowledges that tlie cosc <br /> of the instirance covecage so obtnincd might sig�nifienutly exceed thc cosC of insur�iee that Borrower could <br /> have obfained, Any amounCs disbursed by Lender ui�der this SecCion 5 shall become additional debt of <br /> Borrower securcd by this Seeurity Instrument. Thesc amounts sh1Ll bear interest at the NoCe rate from the <br /> date of disbursement and shall be paynble, with such interest, upon notice from Lender to Borrower <br /> requesting paymenY. <br /> _—... �"_ 24001901 <br /> NFHRASKA-Sin91r.Pamily.Pannle Mae1Re��la Mac UNIFOHM INSTRUMENT Form 3020 1l01 <br /> VMP� VMP6ME7111061 <br /> Wol�a�a ICluwer Finanoial eoralovs Peyo 0 of 1) <br />