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<br />❑ In addition to the payments described above, I will pay a"Balloon Payment" of
<br />$ .................................... on .................................. . The Note Holder will deliver
<br />or mail to me notice prior to maturity that the Balloon Payment is due. This notice will
<br />state the Balloon Payment amount and the date that it is due.
<br />(B) Maturity Date and Place of Payments
<br />I will make these payments as scheduled until I have paid all of the principal and interest
<br />and any other charges described in the Note.
<br />My periodic payments will be applied to interest before Principal. If, on ..........................
<br />,August„ol�„202�,,,,,,,,,,,,,,,,, � still owe amounts under the Note, I will pay those amounts
<br />in full on that date, which is called the "Maturity Date."
<br />I will make my periodic payments at'?.00, N,]aebb,Rd,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
<br />, Grand , Island,,, �„ 68803 ,,,,,,,,,,,,,,, or at a different place if required by the Note Holder.
<br />(C) Amount of My Initial Periodic Payments
<br />Each of my initial periodic payments will be in the amount of U.S. 5360 ,
<br />This amount may change.
<br />(D) Periodic Payment Changes
<br />Changes in my periodic payment will reflect changes in the unpaid principal of my loan
<br />and in the interest rate that I must pay. The Note Holder will determine my new interest rate
<br />and the changed amount of my periodic payment in accordance with Section 4 of the Note.
<br />4. INTEREST RATE AND PERIODIC PAYMENT CHANGES
<br />(A) Change Dates
<br />Each date on which my interest rate could change is called a"Change Date." (Mark one)
<br />0 The interest rate I will pay may change on the first day of ..Augu,st,,,,,,,2015,,,,,,,,,,,,,
<br />and on that day every 1� ..................................................... month thereafter.
<br />❑ The interest rate I will pay may change ..................................................................
<br />and on every ............................................................................ thereafter.
<br />(B) The Index
<br />Beginning with the first Change Date, my interest rate will be based on an Index. The
<br />"Index" is:
<br />,,,,,1, Year, LIBOR,Index„as,Published,in, the, Wall Street Journal.
<br />....................................................
<br />..................................................................................................................................
<br />................................................................................................................................ .
<br />The most recent Index figure available as of the date � 45 days ❑ ............................
<br />..................................................................................................................................
<br />before each Change Date is called the "Current Index."
<br />If the Index is no longer available, the Note Holder will choose a new index which is based
<br />upon comparable information. The Note Holder will give me notice of this choice.
<br />Multistete Adjuateble Rate Rlder ARLR 4/1/2010
<br />VMP� Bankars SystemaTM VMPC104 110041.00
<br />Wolters Kluwer Flnanclal Servlces Page 2 of 4
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