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201206271 Instrument and the Note. For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with power of sale, tYie following described property located in the COUNTY of HALL [Type of Recording Jurisdiction) [Name of Recording Jurisdiction] A.P.N. : 400048167 LOT 12, IN IMPERIAL VILLAGE EIGHTH SUBDIVISZON, C2TY OF GRAND IS'LAND, HALL COUNTY. NEBRASKA which currently has the address of 2 8 O 9 S TATE S T � . � � � [Sffeet]. � � � . � . GRIIND I S LAND , Nebraska 6 8 8 0 3 ("Property Address"): [CitS'1 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and a11 easements, appurtenances, and fixtures now ar hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instniment. All of the foregoing is referred to in this Security Instn►ment as the"Property_" BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower wazrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT€ombines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrurnent covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment oFPrincipal,Interest,Escrow Items,Prepayment Charges,and Late Charges. Borrower shall pay when due the principal of, and interest on,the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower sha11 also pay funds far Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be inade in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instniment is returned to Lender unpaid, Lender may require that any or a11 subsequent payments due under the Note and this Security Instniment be made in one or more of the following forms,as selected by Lender: (a)cash;(b)money order,(c)certified check,bank check, treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or(d)Electronic Funds Transfer_ Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current_ Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment ar partial,payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds � NEBRASKA-- ' amily--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT pQ�ya�� Form 3028 1J01 Page 3 of 14 www.docmagic.mm