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201206278 <br /> DEED OF TRl�ST <br /> Loan No: 872058675 (Continued) Page 6 <br /> preparing and filing a map or plat of the Real Proper[y, including the dedication of streets or other rights to the <br /> public; (6�join in granting any easement or creating any restriction on the Real Property; and (c) join in any <br /> subordination or other agreement affecting this Deed of Trusi or the interest of Lender under this Deed of Trust. <br /> Trustee. Trustee shall meet all qualifications required for Trustee under applicable law. In addifion to the rights <br /> and remedies set forth above,with respect to all or any part of the Property,the Trustee shall have the right to <br /> foreclose by notice and sale, and Lender will have the right to foreclose by judicial foreclosure, in either case in <br /> accordance with and to the full extent provided by applicabie law. <br /> Successor Trustee. Lender,at Lender's option,may from time to flme appoint a successor Trustee to any Trustee <br /> � appointe�d under this Deed of Trust 6y an instrument executed and acknowletlged hy Lender and recorded in the <br /> office of the recorder of HALL County, State of Nebraska. The insirument shall contain,in addition to all other <br /> matters required by state law, the names of the original Lentler, Trustee, and Trustor, the book and page (or <br /> computer system reference) where this Deed of Trust is recorded,and the name and address of the successor <br /> trustee,and the instrument shall be executed and acknowledged by all the beneficiaries under this Deed of Trust or <br /> their successors in interest. The s��uccessor S�ustee,without conveyance of the Property,shall succeed to all the <br /> title,power,antl duties conferred upon the Trustee in this Deed of Trust and by applicable law. This procedure for <br /> substitution of Trustee shall govem to the exclusion of all other provisions for subsiitution. <br /> NOTICES. Any notice required to be given under this Deed of Trust, including without limitation any notice of default <br /> and any notice of sale shall be given in writing,and shall be effective when actually delivered,when actually received <br /> by telefaesimile(unless otherwise required by law),when deposited with a nationally recognized overnight courier,o�r,if <br /> mailed,when deposited in the United States mail,as fiirst dass,certified or registered mail postage prepaid,directed to <br /> the addresses shown near the beginning of tRis Deed of Trust. All copies ofi notices of fo�edosure from the holder of <br /> any lien which has priority over this Deed of Trust shall be sent to Lender's address;as shown near the beginning of <br /> this Deed of Trust. Any person may change his or her address for notices under this Deed of Trust by giving formal <br /> written notice to the other person or persons, specifying that the purpose of the notice is to change the person's <br /> address. For notice purposes,Trustor agrees to keep Lender iqformed at all times of Trustor's current address. Unless <br /> otherwise provided or required by law,if there is more than one Trustor,any notice given by Lender to any Trustor is <br /> deemed to be notice given to all Trustors. It will be Trusto�'s responsibility to tell the others of the notice from Lender. <br /> MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust; <br /> Amendments. What is written in this Deed of Trust and in the Related Documents is Trustor's entire agreement <br /> with Lender concerning the matters covered by this Deed of Trust. To be effective,any change or amendment to <br /> this Deed of Trust must be in writing and must be signed by whoever will be bound or obligated 6y the change or <br /> amendment: <br /> Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to be <br /> used to interpret or define the provisio�s of this Deed of Trust. <br /> Merger. There shall be no merger of the interest or estate created by this Deed of Trust with any other interest or <br /> estate in the Property at any time held by or for the benefit of Lender in any capacity,without the written consent <br /> ofi Lender. <br /> Goveming Law. This Deed of Trust will be governed by federel law applicable to Lendei and,to the extent not <br /> preempted by federal law,the laws of the State of Nebraska without regard to its conflicts of law provisions. This <br /> Deed of Trust has been accepted by Lender in the StaYe of Nebreska. <br /> Choice of Ve�ue. lf there is a lawsuit,Trustor agrees upon Lender's request to submit to the jurisdiction of the <br /> cour[s of Hall Co�unty,State of Nebreska. , <br /> Joirrt and Several Liability. All o6ligations of Borrower and Trustor�nder this Deed of Trust shall 6e joint and <br /> several,and all references to Trustor shall me8n each and every T�ustor,and all references to Borrower shall mean <br /> eacFi and every Borrower. This means that each Trustor signing below is responsible for all obligations in this Deed <br /> of Trust. <br /> No Waiver by Lender. Trustor understands Lender will not give up any of Lender's righis under this Deed of Trust <br /> unless Lender does so in writing. The fact that Lender delays or omits to exercise any right will not mean that <br /> Lender has given up that right. If Lender does agree in writing to give up one of Lender's rights,that does not <br /> mean Trustor will not have to comply with the other provisions of this Deed of Trust. Trustor also understands <br /> that if Lentler does consent to a request,that does not mean that Trustor will not have to get Lender's consent <br /> again if the situation happens again. Trusmr further understands that just because Lender consents to one or more <br /> of Trustor's requests,that does not mean Lender will be required to consent to any of TrustoPs future requests. <br /> Trustor waives presentment,demand for payment,protest,and notice of dishonor. <br /> SeveFability. If a court finds that any provision of tliis Deed of Trust is not valid or should not be enforced,that <br /> fact by itself will not mean that the rest of this Deed of Trust will not be valid or enforced. Therefore,a.court will <br /> enforce the rest of the provisions of this Deed of Trust even if a provision of this Deed of Trust may be found to be <br /> invalid or une�forceable. <br /> Successors and Assigns. Subject to any limitations stated in this Deed of Trust on transfer of Trustor's interest, <br /> this Deed of Trust shall be binding upon and inure to the benefit of the parties,their successors and assigns. If <br /> ownership of the Property becomes vested in a person other than Trustor,Lender;without notice to Trustor,may <br /> deal with Trustor's successors with reference to this Deed of Trust and the Indebtedness by way of forbearance or <br /> extension without releasing TPustor from the obiigations of this Deed of Trust or liability under the Indebtedness. <br /> Time is of the Essence. Time is of the essence in the performance of this Deed of Trust. <br /> Waive Jury. All parties to this Deed of Trust hereby waive the righY to any jury trial in any action,proceeding,or <br /> courrterclaim brought by any party against any other party. <br /> Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead <br /> exemption laws of the STate of Nebraska as io all I�debtedness secured by this Deed of Trust. <br /> DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust: <br /> Beneficiary. The word"Beneficiary"mea�s Equitable Bank,and its successors and assigns. <br /> Borrowea The word "Borrower" means JAMES A CAMPLIN and JESSICA GAMPLIN and includes all co-signers <br /> and co-makers signing the Gredit Agreement and all their successors and assigns. <br /> Credit AgreemeM. The words"Credit Agreement"mean the credit agreement dated July 23,2012,with credit <br /> IlRllt Of $8,600.00 from Borrower to Lender,together with all renewals of,extensions of, modifications of, <br /> refinancings of,consolidations of,and substitutions far the promissory note or agreement. The maturity date of <br /> this Deed of Trust is July 23,2017.NOTICE TO TRUSTOR: THE CREDIT AGREEMENT CONTAINS A VARIABLE <br /> INTEREST RATE. <br /> Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and <br /> includes without Iimitation all assignment and securizy inierest provisions relating to the Personal Property and <br /> Rents. <br />