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201206261 ICI "Lender" isEQUITFlBLE BAM< I,enderisa Savings Bank organized and existing under the ]aws of THE STATE OF NERRASICA Lender'saddressis 113� 115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 6II802-0160 Lender is the be�eficiary under thie SecuriYy Instrument. (D) "Trustee" is EQUITABLE BANI< (E) "Note" tneans the proroissoiy note signed by Borrower and dated Ju 1 y 25, 2012 Tlie Noee statesthatBorrowerowesLender EIGHTY THREE THOUSAND AND 00/100 Dollars (U.S. $83 , 000 . 00 ) plus incerest. Borrower has promisecl Co pay this debt in regul2r Periodic Paymeiits and to pay Che debt in fulL uot 12ter tl�an Augu st 1, 2027 . (F) "Property" means the piroperCy Chat is described below under tlie liead'tng "'fransfer of Riglits in the Property." (G) "Loan" meana Che debt evidenced by the Note, plus interest, any prepayment charges .md lace chai�es due under Che Note, and al] sums due under this Security InsCrument, plus interest. (H) "Riders" means all Riders ro this 8ecurily Iixstrumeilt tl�tit are exccuted by Borrower. The following Kiders aro Co bc execuCed by F3orrower [checl<6ox as fq�plicablo]: � Adjustable Ratc Rider U Conclominium Rider ❑Seeond Hame Rider � Balloou Rider � Planned Unit Develc�pmenC Rider � 1-4 Pamily Rider �VA Rider � Biwaekly PaymenC Rider 0 OClier(s) [apecify] (q "qpplicable Law" n�eans all controlling applieable federal, state.md local sCa�utes, regulations, ordinances and adminishative rules and otders (that]�ave the efPect of law) as wcll ae nll applicable final, non appealable judicial opinic�ns. (J� "'Community Assaciatlon Dues, Fees, and Assessments" means all dues, fees, assossments and other cliarges thaY are imposed nn Borrower oc the Properfy by a condominium association, l�omeowners association or similar organization. (1<) "Electronic Funds Transfier" mea�ls any trtmsfcr o'C funds, oTher thut a tra»saction oxiginated by check, draft,�or eimilar paper instcumei�t, which is iniCiaCed through an electa�on3c terminaC, telephouic instrument, computer, or magnetic tapc so as to order, iuetruet, or autl�orize a financial instieutioi� to debit or credit an account. Sttch term includes, but is uot limitad to, point-of sale p'a�sfers, auComnCed teller ni�tchine transactione, Cr�uisfers initinCed by telephone, wire transfers, and automated clearingl�ouse C�ansfers. (L) "Escrow Items" meaus tliose items tl�at are desciibcd in Seetion 3. (M) "Miscellaneous Proceeds° means any compei�satlon, scftlement, award oCdnmages, or procecds paid by any tl�ird �arty (other Chan insurariee proceeds paid uoder the coverages dascribed in Section 5) tbr: (i) damage to, or destiuction oY, the Property; (ii) condemuation or o[her taking oP al] or any part of the I'roperty; (iii) eonveya��ce in lieu of condeinnation; or(iv) misrepcesentations of, or omis�sions as to�, the valuc and/ar wndition oP the Propeiry, _ 240015�J3 NEBFFlSKFl-Sln�le Femily-Fnnnle MaeiFretldie Mac UNIf-ORM INSTRUMENT Form 3028 IlOI VMP 0 VNP6(NEI�(7106) Wolmr,Kluwor Financial Sorvi000 Paqe 2 ui 1]