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201206261 designated a eubstitute notice address by notice to Lender, Borrower sliall promptly iwtify Lender of Borrower's change of address. If Lender speciPies a proeedure for reporting Boxrowcr's change pf 2ddress, tl�en Burrower shall only report a ehange of addcess througlt that specified procedure. There may be only one dceignated notice address under tliis Security Instrumer�t at any one time. Aiiy notice to Lender shall be given by delivering it or by mailing it by firsC class mail Co Leuder's addcess s6aCed herein unless Leuder has desigtiaYed anothei address by noticc Co Borrower. Any notice in conneotion with tliis Security TnsCrumenC sl�all vot Ue deernul to have been given Co Lender until actually raceived by Lender. If any nokice requiiad by tliis Security Instimnenf is also required tmder Appl3cable L1w, Clie Applicable�Law requireme�it will sxtisfy the corresponding requirement under this Security lnstrument. 16. Governing Law; SeverabiliYy; Rules of Construction. This Sccwity Insuument shflll be govei�ned hy federal law aud the law of the jurisdiction iia wliicti the Property is loeated. All rights and obligatio��s contained in this Security Instrument ar�subject to any requirements and ]imitatlons of Appficable Law. Applicable L2w mi�;ht explicitly or implicitly allow the parfies Co agre¢by conh'act or it might be silenC, but such sileiice shall noC be�wnstrued as a prohiU3tion against agceement by conCiacY. In tlie event' Chat any provision or clause oP thie Secttrity Iustrnnient or the Note confliets with Appl3cable Law, sueh conPlicC slittll noC af[ect other �rovisions of this Se,�;urity 1nsCrument or Che Note wl�icl� c.m l�e given�eftect wiYl�out the conflicting provision. As used in Ihis Secw�iCy Instrument; (a) woeds oP�he masculitie gender shall mean and include corres�o»diug neuCar words or words of the feniiiiiiie gendcr; (b} words in tha singul:u� shall n�ean and include[he pltiral and vice versa; �tnd(c) the word "may" gives sole discretion without anp obligation to take any acCion. 17. Borrower's Copy. Borrower shal] be givcn one eopy of the Note and of Phis Secw'iCy Instrume¢t. 18. Transfer of fhe Property or a Beneficial InferesT in Borrower. As used in lhis SecCion 18, "IiiteresC in �fie ProperCy" means any]egal or bcneficial interest in the Property, including, vut not liniited to, Chose beneficin] interests transf�rred in a hoi�d for daed, contracl for deed, installmeut sales covlract or esexow agreement, the inlenf of whieh ie the fianst'er oP GiClc by Borrower at a future date to a purchaser. If all or uty part oY the Propc�ry or any Interest in tha Peoperty is sold or transferred (or if Borrower is not a naCural person and a beneficial interest in Borrower is sold or Cransferred) without�Lender's prior wriCten consent, Lender may reqnire immcdiaCa paymenC in full of t�l sums secured by Cl�is Security Instrurnei�t. However, this option shall nol be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this optioii, Lcnder shaff give Borrowec not3cc of acceleration, The noticc shall provide a period of not less tlian 30 days from the date the nodce is given io accordance with SccCion 15 witliin which Boxrower must pay all sums secured by tl�is SocuriCy Tnstrument. IT Borrower fails Co pay tliese simis peior lo thc expiration oY Chis period, Lender may invol<e any remedies permitfcd by this Security Ii�strumen[wiChout further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meeCs cerCain conditions, Borrower shall Iiave Che iigl�t to liave enPoecement of Chis Security Instrument diseontinued at �my tunc prior to the earliesf of: (a) five days be'Coro sale oP Yhe Property pursuanf to any power of sF4e conlained in Chis Securiry Instcumeilt; (6) such oCher period as Applicable Law might specify for the termination oP Borrower's right to rei�istate; oi (c) enCry of a jtidgment enforcing Chis Sectiuity InsCrument. Tliose conditions are tliat Borrowcr. (a) pays Lender all sums wliich tl�eii wo�ild be dti�e under fhis Security InsCrument and the Note as ii'no accaleration hnd occurred; (b) curos any defaulC of ury otl�er covenants or agreemenCs; (c) pays all expenaes ineurxed in e¢forcing this Security Insh�uinenC, including, bul.not limited to, reasonable aCCorneys' fees, prc�perty inspectlon and valuation fees, and othar fees incurred for [hepurpose oPpmtectivg LendeA's intcresf zaooissa NE�fiA3K�-SInS�Ie Fnmilyfennle MeelF�edtlia Mon UNIPORM INSTFUMENT Fonn 3018 1l01 �Mp� VMPOINCI(11061 Wdtera I<luwer flnannial Sorvlaas Pege 12 af ll