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201206256 <br /> 12. Borrower Not Released; Forbearance By I_ender Not a Waiver. L+xtension of ihe time fur paymeat�r <br /> moclific�tion of amorfization of the smns seomed Uy this Security Listrunrent gxanted 6y Lender to Bonower <br /> or any Succesaor in Tnterest of Borrowcr �h�ll not opcnatc to reiease the liability o'f Borrower or vry <br /> Succeseoxs in InteresP of Barrower. Lender shnll uot be required to comu�enoa proccedings agaivFt any <br /> Successor in Interast oF Boxrower or Po refiuse to axtend tirne Por pnyment or otherwise modify emortizntion <br /> of the suvie secured by thie Security Inshwnent bg reason o£any devnand inade by the original Borrower or <br /> any Succossors in Intierost�nf Borrowor, Any foYbcarance by Lond� in exe�'cising auy riglrt or retnedy <br /> including, withouf linvfafion, Lencier'c accepfance of�ayinenks from tl�ird persons, cntitiea or Successors i�t <br /> Interest of]3orrower or ui amounts less than the eunount the�i due, slinll not be a waiver of or�reclucie the <br /> exarcise of a�iy right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrou�er covenants and <br /> agrcos that Borrowcr's obligarions and liability shal] bcjoint and sevcral. Hc�wevcr, any I3oirowor who <br /> eo-signs thie Seaurity Insh�ument biit does not execute the Note (a"co-signer"): (a) is oo-signing this <br /> Seourity IlisYruinent only to inortgag�e, granti aAid convey khe co-siguer'e inCerest in tlie PiroperCy tuider the <br /> terms of tlus Security Inetrument (b) is not pernonally ob7igxtal to y�ay Yho sums secured by thi5 Security <br /> InsfnunenC; auci(o) ag}'ees LhRt Lender and any other Borrower can agree Co exlenci, n�odify, forl�e��r or make <br /> any accommoclatione with regard to the terms of this Security Tnstrument or the Noke withouY the co-signer's <br /> consent. <br /> Subject to Uie�rovieious of Section 18, any Snecessor ui Interest of'Borrower who aeswnes Borrower's <br /> oUligatieits under tAis Security Instxument in writing, and is a,pproved Uy Let�der, shall oUtain all of <br /> Rorrower's ri�3hts and benefitn undcr thic Secnrity InsCrmnent. Borrower shall nof bo released G-om <br /> F3orrower'a ohliga[ioi�s nnd liability iuider this Seeurity Instrumerit uiiless Lender agrees to such release in <br /> writing. The covenamYs and agreemenYs of this Secm'ity Iushiunent ehall bind(except as provided in Section <br /> 20) and benefit the sLiccessorx nnd assigns of Lcndcr. <br /> 7 a. L00n ChargeS. Lendar may charge Borro�vor fecs for scrviws perforjned in connection with Borrower's <br /> de�fault, for the purposc of protccting Lender's interesf in the Pxoperty an€1 rights nnder this Security <br /> Insh�ume�it, inoluding, but not limited to, attorneys' fees, property inspecEion aud vnluation feas. Iu regard to <br /> any other fees, the pbsence of express authority in tl�ie Security TnsYrumenC to elaqrge a specific fee to <br /> Roi�rower shall noE bo construcd as a yroliibition oiz the chargiug o£such fee. Lendet nzay nof ch�rge Pees <br /> 6h1C are expressly prohibited Uy this Security Instruinevt or by ApplicaUle Law. <br /> If tho Loan is sixbjent to a law w✓hich sets niaximum loan clku�ges, And that 1a�w is£inally iuterpreted so that <br /> the interest or other loau charg€s colleotied or tio be oollected in conuection wifl�tho Loan oxccod tl�e <br /> permitfed linuts, tllen: (a)any snch lozm chaige shall be reduced by lhe amoimt necessnry to rednc�the <br /> chargc ko thc permitLcd liiniC; and(6) any suma �lre�dy collectiad'fi�om Borrower wliich axeeeded permiCted <br /> limits will ba refuuded to Borrowar. Landac may cl�oose to make this refvnd by re�iucing the prfiTcipal owcd <br /> under Y�he Note or by inniting a elieect pa5mient fo Borrowor. If a rcfimcl reduces principnl, the reclucCion will <br /> be treatad as a pertin1 pru�aymc��t witl�o�rt�iy prepaymene ch�u�ge(whether or not a prepayment cl�erge is <br /> prouided:Cor qnder El�e NoCe). Borrower's acceptance of any such reluud ma<le by directi yayinanti tio <br /> Borrower will caristitute a weiver of viy righC of actioix P�orrowor mig1�t have arising out of such overcharge. <br /> 15. Notices. All notioes'given by Borrower or Lender in connection with this SecLn ity Tnshument must Uc 'rn <br /> writing. Any noTice to I3orrowar in com�ec6on with this Security Instrunze�it shall I�e deemeci fo hav€been <br /> giveu to I3onowcr when inallcd by GrsC class iunil or when aclually delivered to Boirower's notice addreas if <br /> senC l�y oSher u�eane. Notice to sury one Borrower shall constidtitte notice to all I3o�rowers unless ApplictzUle <br /> Law expressly recritires otherwise. The�notice E�ddress shall bo the ProperLy Addrese �mless Borrower has� <br /> 2A001562 <br /> NFPRASKA-SIn9leFamily-FannieMae/Fred�ieMaclINIPORM WSTROMENT Form30281/01 <br /> VM P� V Aq Pe(NCl(110�51 <br /> Woltsrs ICluwer Pinnncial Servlcea Pepa 11 nf 17 <br />