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��• ,����.xai�wa.�,:r,�L•i . . • . : -- ,.�:..�� .jr:'``;_. <br /> ., - <br /> — ---�t.. - -- —- _�s`:`- :�1, . <br /> . .� ;. , . .._'—__.__._"'"�.�-. "' — .-.. <br /> � —_�... <br /> __.._..._.._. . <br /> ^J� ?°� ��'��2 . <br /> 4.X.NT'EREST RATE AND MONTHI.Y PAYMENT CHANGES <br /> (A) Chan�e Dates <br /> The interest rate I will pay may chanae bn the f�rst d�y af S6PTEMB�R , <br /> 1999 , and nn that day every sixth mflnth th�raftec. Euh date on which my <br /> interest rate could ch�n�e is called a "Chan�e Date." <br /> (B)The intiex <br /> Be�inning wtth the first Ghange I)ate, my interc,st rar►e wi11 de based on ar+Irxfex. Thc <br /> "Index is the average of interbank offered ratGS for six-month U.S. dollar-danomi�uGed <br /> depQSits in the London market("LIBOR")� a� published in The W�II Street Joura�l. 7'he <br /> most receat Index fI$nre available as of the first busi�r:ss day of the month immediately <br /> preoeding the month �n which the Change Date occurs js called the "Currant Index." <br /> If the Indea is ao longer avaitable, the Note Holder will chooae a new Index that is <br /> . based upan comparable information.l'he Note Holder wAll givc me aotice of this choice. <br />:1 � (C) Cakuladou of Chan=es <br /> Befae each Change Date, th$ Note Holder will calculate my new interest rate b <br /> � addiDg SIX AND ONE HALF pecccnii�o pviAt�3� <br /> � � 6.s000 9�) ta the Current Index. The Note Holder will then round ttie <br /> � xasult of th�sc addition'to the neareai one-eighth of one pe�;entagepoint(0.125 96). Subject to <br /> ' the limits atAted in Seation 4(D)below. this rounded amount will be my new interest rate <br /> 3 until the ncxt ChangG Date. � <br /> � <br /> � The Note Holder will then determine the amount of tUe monthly payment t�t would be <br /> sufficient to repay ths unpaid principal that I am expected W owe at the Change Date in full <br /> on the Maturity Date at my new ir�terest rats in substantially equal payments. The nsult of <br /> this catculation wlll be the new anrnunt of my monthly payment. . <br /> (D) ILnks on Iat�erest listc Clunzes <br /> The interest rate I am required to pay at the first Change Date will not be groater thaa <br /> ia.2soo 96 or l�ss than ii.2soo 9i. There.lftsr,my jntereat <br /> � rate wil[ never be inereased c�r decreased on any single Change_Date by more d�aan one <br /> perantage point(2.09b) from the rate of interest I have been paymg for the procod�'ng�six <br /> � months. My interest rate will never be greater than �.�.�soo 9b � <br /> less than ii.2soa �. <br /> �� • �•��TZSO�u�o.� �.n.�o�, E16U <br /> tY <br /> `�I <br /> •t <br /> { <br /> .( <br /> I �SZ��� 1�/.� <br /> S <br /> .S /��I��l7 <br /> : ��1� <br /> �_�_t.::�.:�,��R:s..-—�..� -.,...,,•,,-� ------�– <br /> � � � <br /> "� s�� , l�11��$v�. �,�� _� — — <br /> w <br /> � •. <br /> _� 'y{�(� -- — - <br /> __ . ���!�^' , �)� , . �_ <br />. ..—..""_.'Y . -��" T�1���....-.'d � i.h•t' �^��� #M1Bq9�UMfhIC1 _ _ � ... '_"_'_'"'_. <br /> 7Th . A�{IfAa: _ _ <br /> --- =-v.aw._4�.5!]L']}1Y F�L�il.1RM-'Y4�i�.��i'��-i�� -_ . <br /> _ .��sza�^e'+ci � - _�'• •� .�:4n.1�.e.� ��.]:S�YIB��11�-sa�,o��.� _ '_--�" <br /> �va�si�.. ���'.�''��.�'��'q}�t.•' ..�{'.«�`. �=�*� _ — _ <br /> �� { / �' `-v{;1�,kL18�1{?I�IL�ur <br /> ���u�"�1 � 1(;l..T�}r 4'� A..�l. '���-�. , �M�1.''� 94W' ?ns- � .�' _ _—__ <br /> __=�.Ye��_ �.. ;��n,.�.', �,. , �f�f •F t}.� ,ls��'c�M p,, . e � •:.:�„c.-_ ———__—. <br /> .:_� , '1! �':, .�• •��� -_— <br /> .i , <br /> °:...r_ . � :Af� � , . , , , <br /> ��. . . � .r_ <br /> _.�,:•yrr-Av+.�7� �.1_.i�• . Xi .c-'�Y.: :�+7 ..j,• .:":�,. . �tr,7:.'3. c a.'::�`, .-•,.a .ws---- �: <br /> _____________�._-._'_'. . ... . _ _�-- _ ._ �_ <br /> --'�� wv:�.�..- it i ` 1���MG'iyl%-.;r i . ..�tta:� i��s"•a�f��-'_.--- -- -- - -- <br /> __�..y�on�fi;•�.��•' •t `� ,�. ,�+- 1 t;�r�=-�---� <br /> _ t-�l,�.r'�'4`.'RlF..,�,�q ra'- . . 'e.;' •`����+ --` <br />.�...... ,� .' v • ♦.'. ,• ;,",:r�.�,'.•,` �� � . . .�� ,` . , ' f :�L.'�id�i.a . ,a�w�rrrsii°.� Lr�--- <br /> _�ww��+ -.ca: .���;: `'���}8:'l��."J.i':°-t:'',�•,.. . - 't�b�r aia� ��:..,. .. '��','��,�� �_=v. � <br /> t , ..0� . i t ._ _ _ ..d .HC:SlP..i..� <br />