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<br /> TOd�THSR W1TF�dl t1w improvemcnt�now on c�.�eaftcr erxted on�hc propcny, and all caumcnta, eppiutena�xra� and
<br /> fi�cwrea now or hereafcer a pnn oF the pcopeity. All cepla�cernents w�d �ctdiUon.v ahall alw ba coveruf by �his Securlty
<br /> Inswmen�All of the forcgoing is rcfcrred to in thli Secwity Instrumenc a�tho"Pcopeny."
<br /> B�RROWFsR COY�NIANTS that�orrower is lawfully seisc�l of�est�to h�;rcby convcycd and has thc rlght ro�nnt an�l �
<br /> convey the E'roperty and �hat �hc Property is unarcumbual, oxcept for encumbrances of rocaA. 9prrawer wur�ts snd wi11
<br /> defcnd gcacrally thc title W ihc Prapeny egainst all cleims and demands.subject W any enciunbranc�s of rccord.
<br /> THIS SECURITY INSTRUMBNT combines uniform covenants fix nadonal use and non•unitorm wveoents wIth timited
<br /> variadans by�urisdiction w constiwte a unlfam s�curlty inswment cover�ng rcal propacy.
<br /> UMFORM COVBNANTS. Horrower and Lendu coveaant and ag�o�+�folbws:
<br /> 1. PA)'IQlllt QI Pr�OCIp�I ilAa IptlflSt� PI'lPaylltlll! AMd 1.A�! Ch41'Rk4. Barowcr shall ptomptlY PaY when dua 1he
<br /> principal of and interest on the debt evldenced by the Note and eny prepayment and late charga�di�c uidex 1he P�ote.
<br /> Z. FYIId7�Or TYXq 1AII I113YrYACl. Subject to appllcablo law or to a wriuen wr�iver by I..ender,Bormwa shali pay w
<br /> Let�der cm 1he day monihly paymer�ts aro dua under the Nou, undl the Nole�S pa�d�n full,a sum("Funds") for. (a)yearly taxes
<br /> and a9sessmeats wdich may attaln prloriry over this Securiey Instrument as a lien on the Property; (b)Ycar1Y ka�eho�d P$yment�
<br /> or ground reats on ihe Property, if eny:(c)Yearly hazard a proprrly Insurance prcaniums;(a)Yearly flood insurance premioms.
<br /> if any; (e)Ytar1Y mortRaRe insurance premiums, if any:and(�eny sums payable by Barowa�o l,e�der. Ls accordance witri ._
<br /> ihe provisbns of paragraph 8.in lieu of the payment of mortgage insurence premiums. 'It�ese items are calkd"Escmw Ica�u."
<br /> I.ender may. et any time,collect and hold Funds in an amount not to excad tt�e maxLaum�crwuret a knder for a federall�r
<br /> related mortgage loan may requl�B for Ponowu's escrow account unQer the fedaal Real Estate Sai�tn�ene Piecedures A�t c�i
<br /> 197a as amended from time to dme. 12 U.S.C. Sxtion 2601 et seq. ("RFSPA"). unless another law ihat aPPlies w Ihe Fun:ts
<br /> sets a lesser amounG If sa, I.ender may, at any dcue. collect and hold Funds in an amount not w exca.d the kssu amoun�
<br /> Lc,mder may cstimate the amount of Funds due on the bas�.g of�urrent dara and reasonabk esdaaates of expenditures oF fuwre
<br /> E.scrow Items or otherwisa in accordance with applicable law.
<br /> 'I?�e Funds shall bc held in un insAwtion whose deposits are insured by a fedua! agaicy, n�swm'ntaUty, a entity
<br /> (inaluding Lender� if Lender�S 4uch an ynstiwt�an) or in eny Federal Home L,oan Benk.I.euda shall apply tha Fnnds w pay tha
<br /> S.gcrow Iteme. Lender may not charge Bomnwnr for hold{ng end applying the Funds,annually�nalyring tha escrow eccamt,or
<br /> ver�ty�ng the Bscrow Itams,unless i.cnder pays Borrowu intaest on the Funds anA applket►le law pamits L.erada W�neko such
<br /> � e charga.Howevu.Lenda may requfre Borrowa to pay a one-time charR�tor en irKSeper�3enc reai csoc iaa�i+��� eu`i'3so
<br /> usod by Lendu in connadon wIth thix loan� unless applicabla law provjd�.s othuwise. UnLeu ari agc+eeir�em is raado a
<br /> . applicabb law roquires intr,rest to be paid�Lenda shall not be roquiced to pay Barnwu eny inierest a arnings on tho FLnds.
<br /> Honrower end L.enda may a�,rx in wrlting� however. that intucst shall ba pwid on�he Funda.L.a�der ehaU give w Bormwer,
<br /> wiihout chargo. an annual Accoundng of the Funds, showing crodits md debit� w�he Fonds�nd d�e purp�+o for which ach
<br /> debit w the Funds war made.?he Funds are pkdgod as additjonal securiry for all suma aecurod by'Socudty inatruma��
<br /> If the Funds held by l.ender oxcood�the amounts pamlqed to bo held by applicabb I�w. Lcnda shill account to Bortowu
<br /> [or�he eaceas Funds in accor�dmce wiU� �ho cequirerne�ts of opplicabk 4w. If tho wnount of the�Lnd�held by l.endet�t�ny
<br /> tinne Ls na aufficimt to p�y the F.�crow Items when due,Lenda cnvy so nasjfy Bormwa In wrilin���nd in euch ca�o Bortower
<br /> sha11 pay to Lender tho amount noccssary to make up Iho deficiency. Borrower ehall cnake up the de�C�cie�cy in no more dw�
<br /> twelve monthlY PaYmcats.�t L,eridcr's sole discrcdon.
<br /> Upon paymcnt in full of ell sums sectir�xl by this Securlry Insaument, Lender ctwll proreepcl�► refw�d w Bamwer �sy
<br /> Fw�ds!xW by J ender.If,unda peragre��h 21.Lcnder shall acyuire or scll the R�upaty. l.enda. Fior b the ec9uisitIon or sak
<br /> of the Propaty. shall spply any Funds held by Lendu at ihe ti�ne of acquisidon a s�1e av a creds�gAinst the siuna secu�od by
<br /> " this Securlty Instrumen�
<br /> 3.ApplkadoN of P��euts.Unless epplicable law pcovides od�awLse.all payrt�a►ta rocelved by La�der iu�da p�nihPw
<br /> I and 2 shall be appliod: fust, to anY P�Yment charges due onder tbe Note; �d. to emounts payabb unda p�rag�apA 2:
<br /> third,tn intacst dua;fo�rth,ta principal due;end la4t,tn eny late chacg�s due under the Note.
<br /> �• 4.Ch�r�ea;Liens_ Bonowu shall puy ail taaes.a�sessments, charges. fu�es and lmpovitbns at�3butable to tho Propaty
<br /> ' which may attain priority over th�s Security Insuument, and leasehold paymenm or�round nnts,if aey. Bo�mwa sh�U PaY
<br /> thesa obligadons in the manner provided in ptuagraph 2.or if not patd in that manner, Borrowa sh�Il pay than on time diroctly
<br /> to thc paeon owod paymenG Borrower sha(1 promptly fumish to Lender all noaces of amounts to be paid undet this parag�aph.
<br /> If Barowu malces these paymeiits directly,Borrower shall pmmptly fumish to L,ender receipts evidsncing�he gsyments.
<br /> Borrower shall promptiy discharge any lien which has prlority ovcr this Sccudry Tnsaumc�t unless Borrowu: (a)agrxs in
<br /> writing to the paym:,nt of�he obligadon secur�d by the lien in a manner ecceptable W�..ender;(b)conteus in Bood faith ttio lkn
<br /> by, or defends qgainst enforcement of the lfen in, legnl proceedings which in the i.endcr's o�ia�n operate to prevent the
<br /> enforcement of tha IIen; a(c)securas frnm the holder of the liea an ag�ement sadsfactory w L�mdea subordinsufn8 the lian to
<br /> this Se�urity Instnunen� If L.endcr detetmines that any part of tha Pmperty is subjoct w a lia�which may aaain prlority aver
<br /> � this Secority inswment, Lcndcr may give Borrowcr a nodce idenpfying tha lien. Sorrower shall sapsf'y tha Ik,�►or take one or _
<br /> mae of 1ha actions set forlh t►bovcs wIthin 10 day5 of the giving of nodce.
<br /> �gl11 /���, Form�02e e/9
<br /> . �-0RIN�I�i��.oi v.g.z oe e l � 1006T7�.�����
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