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201206�7i (C) "Lender" i�QUiCken LOdns InC. �na� i� a Corporati on organized and existing under the laws of the State of Mi c hi ga n Lender'saddressis 1050 ood�rd Ave, De roit, MI 48226-1906 �, � .�� (D) ••Trustee'"'is Gd��f1Q� �S d�1��f��9�1�Y�C��l�1�bl��i��7�1�v&��Q CHICA(=0 TITLE INSURANCE C0;'�?'ANY (E! "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the bene�iciary nnder this Security Instrament. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888} 679-MERS. (F) "Note" means the promissory note signed by Borrower and dated �Ul�/ 27, 2�12 . The Note sr�ces r1�c Bo�rower owes �nder One Hundred Fi fty N i ne Thousa nd N i ne Hundred and 00/100 Dollars (U.S $159 90�. �� ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August l , 2042 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. U) "Rlders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider � Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider � VA Rider ❑ Biweekly Payment Rider � Other(s) [specify] Legal Attached (J! "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (K) "Community Assoclation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower or the Property by a wndominium association, homeowners association or similar organization. IL) "Electronic Funds Transfer means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that aze described in Section 3. NEBRASKA-Si�le Femily-Fannia Mae/Freddia Mac UNIFORM INSTRUMENT WITH MERS VMP p Wolters Kluwer Fi�nciel Serviees Form 3028 1 /01 VMPBAINEI (t 1061.00 Pege 2 of 17 ii i i ii �ii i i iii ii i i ii ii i i�iiai i im i ii i ii u i�i g03308681006 0333 348 0317