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�� <br />� <br />� <br />N � <br />0 ��� <br />�� <br />� ..�� <br />N �'� <br />0 _� <br />rn � <br />� �� <br />� <br />�� <br />� <br />�� <br />- <br />�� <br />���� �;N; <br />,� `. <br />� `� �. <br />�. <br />.�� <br />�.: <br />� <br />� <br />� <br />:�'�ER <br />��.. <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />DEED OF TRUST <br />� <br />e�, a� <br />�-.� <br />� r':a <br />�--+ <br />S � <br />D � <br />r � <br />r-- �, �' " f _" <br />c� <br />c� r� � <br />� �',.�. -� <br />ny <br />,� <br />�n ,�,��. --^r, <br />Q .i � <br />� <br />�_ i � ,'�, N <br />�.. � <br />r� �::„ (J' <br />m �.__ ^^.7 <br />� 5 <br />[Space Above This Line For Recording Data] <br />I� � �I�IMM • �_ <br />MIN:100416700020721388 <br />n � <br />� � <br />C � <br />z rn <br />--i <br />"� O <br />o � <br />-Y, -,. <br />� �'� <br />y. tu <br />r' "I.J <br />r L> <br />� -� <br />� <br />D <br />� �._... <br />u� <br />Cn <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 20th , 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is Joseph K McDermott and Karla S McDermott, husband and wife <br />Borrower is the trustor under this Security Instrux�nt. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the 5tate of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� uNote" means the promissory note signed by Bonower and dated July 20th , 2012 . The <br />Note states that Borrower owes Lender One Hundred Thirty Five Thousand Four Hundred and 00/100 <br />Dollars (U.S. $135,400.00 ) plus interest. Borrower has <br />promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later tha.n <br />August 1, 2027 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus inter�t, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n ��Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Ra.te Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 908119 Creative ThYnldng, Inc. <br />GOTO(00209dd2) <br />� ' d' �° + <br />N <br />O <br />� <br />� <br />� <br />Q�� <br />F� <br />� <br />� <br />:.� <br />t:, <br />� �. <br />�. <br />�; <br />� <br />a <br />� <br />�� �`� <br />� <br />