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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For R�ording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 19, 2012. The grantors aze STEVEN R
<br />EISENMANN and TRACY M EISENMANN, formerly I�own as TRACY M WOOD„ HUSBAND AND
<br />WIFE, whose address is 2111 PARK DR, GRAND ISLAND, Nebraska 68801-7327 ("Boaower"). Borrower is
<br />not necessarily the same as the Person or Persons who sign the Equity - Line of Credit ("Contract"). The
<br />obligations of Borrowers who did not sign the Contract are explained fiuther in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is ("Trustee"). The
<br />beneficiary is Home Federal Savings & Loan AssociaHon of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). STEVEN R EISENMANN and TRACY M EISENMANN have entered into a
<br />Contract with Lender as of July 19, 2012, under the terms of which Borrower may, from time to time, obtain
<br />advances not to exceed, at any time, a***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br />PROTECTIVE ADVANCES)*** of Ten Thousand and 00/100 Dollars (U.S. $10,000.00) ("Credit Limit").
<br />Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is
<br />advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender
<br />will be due on August 15, 2017. This Security Instrument secures to Lender: (a) the repayment of the debt under
<br />the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br />Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />perfonnance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br />putpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in tr�st, with power of sale, the following described properry located in the COiJNTY of HALL, State of
<br />Nebraska:
<br />Address: 2111 PARK DR, GRAND ISLAND, Nebraska 68801-7327
<br />Legal Description: LOT TWELVE (12), BLOCK "B", PARK-VIEW SUBDIVISION, IN THE CITl'
<br />OF GRAND I5LAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Boaower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
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<br />� 2004201 I Complience Syatema, Inc. 9BAD-098B - 2011 L2.0.485
<br />Conaumer Rwl Eataze - Securtry Im9trument DL2036 Page 1 of S www.complieccea}stems.com
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