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� .� -- - - •---- -. �re�6�r_:.:�t:m�m��•� _--— , • • ",,.. _ W._ — - _ ,W � . ,;,,.,. .. - ° ------ - �. .--- __ _ __ _ - _ _ _ _ • 9?"� �t�� AI)�USTAi3LE ItATE RIDEIt 2002799A _ ll Yar Trauwry Index-litta Cops) -- �99�IS ADIUSTABLB RATE RIDER is nwde this �2T}� day of STPTEMBER , and is incorparatrd into nnd shall be deentt�cl to nmen�l nnd supplement the Mortge�e,Deod of __ Tnist or Socudty Dood(the"Socurity Instrument")ot the same date given by thc undersignod(the"Horca�er")to �u the�o �v 's Ad � ablc[tatc Nqte(t c"No c")to e �q�ita6le�uiflte�i�d�01■ Ifi0C1ltL0A 0 Cra��Iili�d, Mnbra�k�, A lederal Sa►tag� laak (the"l.ender")of the samc datc and covering the praperty dcscdbod in thc Secudry lnsttument artd located at: 1704 COVFNTRY LN GRAND ISLAND, NEBRASKA 68801-7028 �Praperty Addrcss] THE NOTE CONTAIl�IS PROVISIONS ALLOWINO FOR CHANOES IN TH� INTEREST RATE AND THE MONTHLY PAYNlENY. THE NOTE LIMITS THE AMOUNT THE BORROWER'S INTERE5T RATE CAN CHANtiE AT ANY ONE TIME AND THE MAXIMUM RA7E THE BORROWER MUST pAY. ADAlTIONAL CUVENA11TfS.In addition to tho covenants aMl agreeu�euty nwde Iu Q►e Security Instrument, Borrower and L.ender further covenant end agrce as fallows: A.INTEYtEST RATE AND MONTHLY PAYMENT Ci�IANGFS The Note pmvides for an initial interest rute of �•��5 9b.The Note provIdes for cheng�s in the interest rate and the monthiy paymcnts,as follows: �.INTERF.bT RATE AND MONTf�.Y PAYII�NT CHANGES (A)Chstge I�tes OCTOBTsR 2�02 Tr,e irneresi raie I wiii pay w�y cn�„��,�z1;��r�►�ay�f , ,�� day every l2th mont6 thereafter.Each date on which my interest rate could change is called a"Chsnge Date." � (B)'Phelntl�x Beginning with the firRt Change Date, my intenst ratc wtll be based on an I�xicx�.The"Iadex"Is tho woekly avera�e yteld on L�nited�tates Treasury r,ecuriNes ac�jasted to a constant matudty of 1 year,as made avalab9e by • tbe Federal Reserve Boatd.The most rccent Index figure Availablo as of the date 4S days befora cach Change Dste ls called the'Current Index." If the Lidex is na� lunger availxble,the Note Holdor wil!choose a new index which is based upoa companble infornution.11�Note Holder will give me notice of this choiae. (C)Cakwhtlon ot Changea Before each Chen$e Datt,tho Ivote Halder will calculate my new intercst rata by adding T� percentstge point(s)( Z•� %)to thc Cur�eat Index.The Note Holder will then round the result af thls eddition to the ncarest onc-c,ighth of one peroem�ge point (0.12396). Subject to the limits statal in Secdon 4(D)below.this roundeA amount w1116e my new idtereat rate untii the next Chan�e Date. Tt�e Note Holder w[ll then determine tho amount of the monthly payrnent that wo�ld bo su�ficient w n,pay the unpaid principtl thu I um expoctod to owe at the Change Data{n full on ttie Maturary Daie at my new intcrest rnte in substac�tially equd payments.The result of this calculallon will be the new wnaunt of my monttily payment. (D)Ltmit�on IntaYSt Rate Changea - The interest rate I am required to pny at the first Change Date will not be g�rxter tt�an 9.37 5 '1� . or less than 5.3 75 96.Thereafter,my interest ratc wfll never be increasai or decnssed on �ny siagla Cfunge Date by mon than two percentage points(2.0�) fmm the rate of interat I have been paying for thc preading twelva months.My lnterest rate will never be grcatar than 7 2.375 '•�• Hy intece�t rate Will never be lower than 5.375x. � (E)�t'kcHve Dote ot Ch�ngcs My new intenst rate will become effxtive on each Chnnge Date. I will p�y the nmount of my new monthly payment beginning on thc Crst rr.anthly payment dntc aftcr the Change Dato untit die amount of►ny monthly payment changcs egain. � (�Notke ot Changes 'fhe I�ote Holder will deliver or r.�ail to me a ni�ticc of any cl�anges in my intcrest mtc and the amount of my montniy payrtieni oaio�inc aic�iivc tiaic oi uny cnangc.ina noiicz wiii im:iuuc iniocn�aiiSn ioqair2si oy i6w iv b�;givcn me und ulsn thc titic axi tcicphonc numbcr of u person who will answcr uny questiun I may have regnrding thc nuticc. MU1718TATE ADJUOTABLC RATE RIDER-ARM 6•2•Single Femfly•Fannh MaNFr�ddl�M�o Unifam Imtturt»nt Fam 3111 91a6 �-SZZA 1030K1 YMV MORTUAGE FtlNMS•180015Z1�118� � PeintM on MtyeNd PpN . �� _