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�---- 201206132 TRANSFER OF RIGHTS IN TI� PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Juriadictlon] (Name of Recording JurisdicUon] Lot Three (3) and the Northerly Eight (8) Feet of Lot Four (4), West Bel Air Fifth Subdivision to the City of Grand Island, Hall County, Nebraska which cunently has the address of Grand Island �c�y� 1715 -1717 S Curtis �sveet� , Nebraska 68803 ("Property Address"): [Zfp Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the ��, �� BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Form 3028 7/01 Laser Forms Inc. (800) 44Cr3555 LFI#FNMA30289/11 Page 3 of 13 Initial .'