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<br /> . TOGETH&R WITH all tl�e improvemenu now or hereafter erected on.the P�P�Y•an�i alj ease�ts.ap�pstenances.and � -
<br />: � lixtutes naw or hemafter a part of the pmperty. Alt repiacements and additeons shal! also be cover�d�by:t�.is Security €: � "
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<br /> _ - . Inmumeat.Ail of the foregoing is refened ta in chis Securic�Insnumcat as che'Pmpercy.' f._- - :: .: _ . ..
<br /> . -` BORROWER C011E1VANTS that Borrower is lawfiiliy seised of the estate hereby oonveyed and has the right to grant and �, <- � :
<br /> �• convey the Picoperty aad that�he Pmpetty is utteacumb:red.e�ccept for eacumbrances of�cord. Boironer waTrancs aud will , , ' .
<br /> . ` ! defead generaliy ttte atie co the Propetty against ail claims and demands.subjea ta any eucumbranoes of record. . . .' ,
<br /> � ; THI$SECURTIY INSTRUNIENP wmbines unitorm co��enancs far natiflnal use and noa-uniform coveuanu with lunited
<br /> - . '. .`:{ vsriations bY jurisdiction to constimce a uniform secusity inscrumeat coverin8�PmF�Y- E � �� .�. . .
<br /> 3 UNIFORM COVENI�.NTS.�orrower aad 1Rader covenant and agr�as follows: � .3
<br /> � - .} l. Faymeut of Principal and Lnteecst; Prepa}meat and Late Ctiarges. Borrnwer shall psompdy pay when due the < < ,
<br /> "�� prinr.ip�a1 of an�interest oa the debt evideaced by the hute and aa3 prepayment an�taze charges due under the Nece. _
<br /> 2.FUDds fOT TeACS AII�incnranc�SubjKt to app�uiuic I8�azi ta a urr:ttea�siser h}Ixnder.&:rrower 1ili�ay �o r�_ -
<br /> ' �� L,ender on the day monthly payments are tlue under che rote.untif the Note is paid in fiili,a sum('Funds")for.(a)yearly taxes �
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<br /> ' . f and a�sessmeau which may auaia psioriry over this SecuricY Inmumenc as a tien on the Propert�:tb)yearl}leasehold pay�ments ... . - l
<br /> : :;I or gro�md r+ents on the Propeny,if any:(c)YearIy Aazard ar property insurance Premiums:(d)yeaziy.flood iatw�ance premiu�s: _ _
<br /> '.; if any:lel Y�3 mortgage insurance premiwns.if any:and{�any sums pa}�able by Sonower to T.ender.in accordance with ". .
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<br /> . �t the pravisions of paragraph 8,in tieu of the paym�t of mortgage insuraace piemiums.These items are called'L'scrow Items.' •.-:,,.
<br /> '� I e�des may, at any dtne� coltec[and l�old F�mds in an a�nount not tQ exceed the maximum amonnt a teader fos a fedeiallY -_"-=�°
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<br /> . .�- xeiaze+d moi[gage toan may requite for Borrower's esa�ow accoum nnder the federal RPaI Fstate Setttemeat Pmoedures Aa of �.. '=.�..<,
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<br /> 19T4 as az�tended from time to time, 12 U.S.C.Section 2601 et seg. ('RESPA'),vntess another law that applies to the Fuads, 1-`:
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<br /> �,=� seu a lcsser amount. If sa, Lender may, at any time.au�dect and ho2d Funds in an amoutn acu ta exce�d the lesser amouat:� _
<br /> L:ndes ma_•�*imate t'+e atnonnt of F�mds due on the basis of cuiteat data and reasonabie csama�es of expeod.itures of fm3¢ce�� ',s�a �-
<br /> `-`' Escrow Items ar atheswue in accordance with applicable law. •: ,:, • � ... : ':. � '.,,�
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<br /> -:-; The Faa�s shaU be heid in an in�fnaion whose deposits are insuned by a fe���ar�».;�•�.�': ..'�-°.-
<br /> � (inciudiag txnder.if L�ec{deT is snch an i�tucioa)or ia aay Federal Home Loan Bantc.lxader.��piy t&e#F.�r�tcr p�r:� ' .�,;,�.,�
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<br /> .. - Esaow Items.Lender may�ra�E�iarge Sorrower for hold'mg aad appiyiag the Fundg�ually�j'�t►8 die�mxoudX:� -.--- �"��'"
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<br /> _:�•:.; . . , v�inS ttie Fscrow Itea�.Rutess Lender pays Barrowes interest on the Funds an:�.��,t�le law permits Irad�F�i make such . � - _
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<br /> - �.' . - a charge.Hawevpr,I.�?c may recluice Borrower co pa�a one-time charge for��..�eudan reai es[ate tax reporring service '.� ����' �''
<br /> used by I�i�ooIIa�on with this luan, unles,s aPPlicable law pmvides ot�zrovise. Uri,��.an agreement is made ar`� � Y.,.��—._
<br /> _ applicable la�,��,"�aims iarerest to be paid.I.ander shaU not be reqnirzd to pay Bornower any inierest or eamings on the F��.:�' �
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<br /> :.� ' ' Bomower�d�Lxader may ag�ee in wriimg.hawever.that intecest shaU be paid on the Funds. lendcr shall give e�Bormwer. -
<br />'"�%�; ,. - ' without chaz��,an annua[mccouating of the Fuads.sha�g ctedits and debits to the Funds and the purpose.�s whieh each� � : � .-
<br /> ;�`..•. ; debit to the��s,was made.The Fands ais pledged ps a�ZOnal se�u:ity for all sums secured by this$�'lt�:t'�:,a►eat_ ��
<br /> . . � ''� 'If the�-�9,.�i�eld by I.ender eaceed d?r_.�ounss���ed to be held by aPPlicable law.l.e��:slsalt��.Botr��°r '' y �c.
<br /> . . �;: for tha e�c��3s in accordance wirh�a:s„-uiremenu oi applicab�e.law. lf the amount of t8e,C'��:?�G^�,�ut:�`a� :� • -_-
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<br /> �,��r,; .' � time as not�►,.�iettt to pay the Fscrow I:e�-a�hen due.Lendez may sa notify Bosower in wririr,�,:.��.'in�a;c��CUSS'xr�"'•. -----
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<br /> s6�rzF t��d�r che zmrl+�t.t aecessary to malce up the defieienry. Borrower sha11:make up fhe defiaetc� firr�ix,..:�.*�e#i��: : t�;r -���
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<br /> . .�;poa�L�cr.�?�t in.faS�of ail sums secured by �his Seauity Insuument, l.en�z sball pmmptly refund:�b&bsrawes�. , � :''�.,�-
<br /> � Funds hel�L��d(l�ider.If.under paragtapb 21.Lenc�er shall acquire or seU the•Propetty,Lender,prior co the acquisition or stt�' � �
<br /> � �::.e of the propeny,s1ia11 apply any Funds held by Leudtr at tbe time of acquisidoa or sale as a cmdit against the sutns secured�y _ _•�.t
<br /> s6is Securiry Inst�eut. ' ' '��_?
<br /> ' 3.A�pll�tEon of P�ymmts.lJnless applicable law provides othe:wise.all pavmenu received by Lender under paragraphs ' ��...-
<br /> ` ;:�2 s8a11�ti�appliad:first,to a�•prepayment eharges due under the Note:serond.to aza�nnt��aY,aEde.�mder pangtapb 2: • :' ;��.
<br /> � Qiitd.to in:��3ue:foutth,w priacapal due:and last,to any late charges due under the Note. � ;�.:ri, .�_
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<br /> � � � 4.C6asges;l.teas.Borrower sltall pay all taaes,assessments.charges.fiaes and impositic�s.atuibutable to the Property . _;
<br /> + � ••:;::v��may atta�►priorin�auer this Secwiry Iastrum�t. and leasehold pay�sts ar ground reaa.if any. Bonower shall pay � =::
<br /> ��a ": ;�� • �;'�se oDllgatiaas in the mamrea'provided in yaragrapb 2.or if aot paid in t U a t mas�B onawer s h a 1 1 pay t b e m o n a m e d i r e c d y f';� � _�'.
<br />_ ' � ;,�'7. : • t��P�on�wed paY�'...�orro�ver shall promp8y furaish to l:ender aU notlaeA vE amounu w be paid under this paragraph. �aV�t; ;�,. ,,�..�-
<br /> If Boirmver a�ui1'�s t�ese•payments directty.Borrowet shall prompAy fumish to Lender teceipu evidencing the payments. , .
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<br /> ' Ho»m��all prompAy discbarge any lien which hag priority over this Serurity Insaumeni unless Botmwer:(a)agrees in .�.,,.;,
<br /> � iurtiag to tlie payment of t�e obligation secured hy the lie�in a manner acceptab2e to L�ttder:(b)cantests in good faith the liea , = '•'`� 4=
<br />:�:�a�;:. : ' by. or defends against eaf�.r�ement of the lien in. I�,�,proceedings whicb in.rbe I.ender's opinio�r operate to prevent the . _ �� �, ';r,_
<br /> �`'?�'° ' � enforcement of the lien:or(c).secuses from the holder�f the lien aztagreement sausfactory to Lender subordinaung tlse tiea to , '�_-
<br /> .. �'s:`` this Security Instrument. lf l.endes determiaes that any pan of the�?ro�erty is subject ta a lien��u•'sich may anain prioriry c��l�r .. .
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<br /> ��:`.•: , ,?..:..�•._ . this Securiry lnstsumem.i.ender may gi.c.e 13�arrower a notice identifying the lien.Borrower�;al�'�isfy[he Iien or taice a�:��r
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<br /> ,�.. . . mate of the aaions sec forth above��i�t�'days of the giviag of nouce. , .
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