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20120610? (C) "Lender" is WELLS �ARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized attc! existing under the laws of THE IINITI�D STATLS Lender's address is 101 NORTH PHILLIPS AVENQE, SIOl7X FALLS, SD 57104 Lender is the beneficiary uuder this Securiry Instrument. (D) "Trustee" is HIELLS P�ARGO FiNANCiAL NATL BNK C/0 3PEC. SERV., PO SOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and clated N�Y 18, 2012 . The Note states that Bonower owes Lender FIFTY THOIISAND FOIIR HIINDRED AND 00/100 Dollars (U . S. $****** 5 0, 4 0 0. 0 0) plus interest. Bortower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than AIIGIIST 01, 2 02 7 , (F) "Property" means the property that is described below under the heading ° Transfer of Rights in the Property . " (G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are execnted by Bonower. The follawing Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider ❑ Second Home Rider 0 Balloon Rider 0 Planned Urut Development Rider � 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider � Other(s) [specify] 11) "Applicable Law" meaus all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. 1J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic iwstrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the ProUertv NEBRASKA-Single Family-Fannia Mae/Fraddia Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMP81NEl 11106).00 Woltere Kluwar Financial Servicae Paga 2 of 17