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201206�Oi <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument �and in any Rider executed by Borrower and recorded with it. <br />�lJ � � / �� (Seap <br />Steven 4 Hoops � -Borrower <br />I� . �. <br />(Seal> <br />Patri ci a K Hoops -Borrower <br />(Seal) <br />I -Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Flnencial Services <br />Form 3028 1/O7 <br />VMPB(NE) (1105) <br />Page 18 of 17 <br />� � ti . <br />