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201206061 <br />(C) "L@11d@I'" is U. S. Baiak N. A. <br />Lender is a National Associat3.on <br />organizefl and existing under the laws of The IIt►ited States Of America <br />Lender's address is 4801 Frederica 3treet, O�ver►aboro, RY 42301 <br />(D) p T�� fl is �r . Thomas r.ocher <br />2002 Douglas Street, 200 The Omaha Ciub, Omaha� NE 68102 � <br />(� "M �" is Mortgage Electronic Regiatration Systems, Inc. MERS is a separate corporation that is acting <br />solely ss a nomince for I.ender and Lmder' s successors and assigns. MER5 fs the benefldary nnder thia <br />Se,cnrlty Instramen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone numUer of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(Fl "Note" means the promissory note signed by Borrower and dated 07/24/2012 . The Note <br />states that Borrower owes Lender One Hurrdred Nir►ety—Tovo Thousand aad 00/100ths <br />Dollars (LT. S. $192 , 000 . 00 ) plus interest. Borrower has promised to pay ttris debt in regular <br />Periodic Payments and to pay the debt in full not later than August 01, 2042 . <br />(G) "�roperty" means the property that is described below under the heading "Transfer of Rights in the <br />Properly. ° <br />(H) "Loan" m�ns the debt evidenced by the Note, plus interest, any prepayment charges aad late charges due <br />under the Note, and all sums due under this Sacurity Inslrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are ex�uted by Borrower. The following Riders <br />are to be executed by Borrower [chec;k box as applicable]: <br />� Adjustable Rate Rider 0 Condominiwn Rider � Second Ho� Rider <br />� Balloon Rider 0 Planned Unit Development Rider 0 1� Family Rider <br />� va Riaer 0 siweekly rayment xider O Other(s) [�fY] <br />(J) p A�II{AY�� �W p �ans all controlling applicable federal, state and local statutes, regulations, <br />ordinances and adminislrative rules and orders (that have the effect of law) as well as all applicable fina1, <br />non apgealable judicial opinions. <br />(iQ "Community Assxlatlon Dues� F�s, and Assessments" means all dues, fees, assessments and other <br />charges that ara imposed on Bonower or the Property by a condominium association, homeownera <br />association or similar organi�tion. <br />(� "Dectronlc Funds Transfe�' a�ans any transfer of fimds, other than a transaction originated by check, <br />draft, or similaz paper instrument, which is initiated through an elecbronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automatai clearinghouse transfers. <br />(M) p GDW {7W Ia�� means those items that are described in Section 3. <br />NEBRASKA3in81e FamOy-Fannfe Mae/Freddle Mao UNIFORM INSTRUMENT WITH MERS 6 Fwm 3038 01 <br />VMP (ql ��AINE) (7 706) <br />Wdtera Kluwer �mxiel Servlces Page 2 of 17 <br />