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<br />    	�     							tl Year 7�rasvtY Index-Rate Caps) .    	200Z��6�  		_	.,`..•
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<br />  � �   �  6   '     		199�S ADIUSTABLE ltATE R1DIIt is made this  							'		��;j�;;s.;,�
<br />    						.and is incorpor�ed into aad slnilt be deemed to amend and supgtement the Mortgage.!?etd of		„�;:.,,k�.
<br />       ---      '    		Tnut or S�urity Deed tthe'Security Inswment°)of the sa:ne date pveA by the undersigned tthe'Eorrower')to		i }S E°"
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<br />       	�`    		��l__�r•L   �S�J3'i�'t"l�•�   �� s� Te i4    e  a       9AIIG  1 Sa81    					!
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<br /> T"     ,i y�      		9 EQQiTdYtB IIQI�QtQy CIIY IIVi�i Oou'SC�o PiL   �sL..E4..3."..�'� �.�L�3�.3�3    1+!-    -0-��
<br /> `_-�-,_`  _.._..      		tthe°f�nder")of the same date and covering the P�P�Y descri6ed ia the Security Instrument and[ocated at:     		F . � ',`.;F
<br />     	-       '		24Q8 CQTTONWOOD RD OItAND� ISF,AI'ID.  1�BB�iASKA   68801-7544     				�«  ' •
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<br />    	•				THE N�YE CONTAINS PROVISIONS ALLOWIINt3 GOR CHA(1[�3ES IN THE IIUlEYtE8T       		.....�;� .
<br />       .     				RAtE AIYD THE MON'�H�Y RAtYMFM. THE  N�T� Uh7RS THE AMOUNt t'G!E       		�:�':'.-:�
<br /> 	-  - 				BOEBROtfJSi'S INTE�i�ST. RA'i�. C�M CHANt3E A7 AH1'l ONE  TIME  At1lD� 1'��       		�.`:-'
<br />     					MAXtM1i��tE THE BOWROW�ii MUST PAY.       	,      		.
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<br />  ,,.`':�. ;     , 			A��TlTONAL COVEt�j�l�In addition w the covenants and agrecm�nts�mzde.i�.the Security Insm�mEnta..       	',�:j ?��'�
<br />      :      -� .      		Hormwer a�xd lxader futther ec�enant su�a�ee as fotlows:
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<br />   --  :. `    			A.INT�tE3"E.LiATE AND MONTEll.�!��YMENT C�APiGES  				�    			�.;;-��.
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<br />   .'       .  			'6'�e Note    vides for an initial interest rate of    7•��g• 		%.Thc Note provides i1"nr changes ib,•
<br />		_       			l�.   										.   			.
<br /> 	.   ,			the�ut¢rest ra��the monthly payments.as follows:
<br /> _  ...._ ...     �.  	' 	4.II�'l3',!�'�E.AND MORTH�.Y PAYMENT CHANGNS.   �:�,:::,:	.    ,       			•     .      __
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<br />	�  		�      	{Ed)C6aitge 1?ates   .  . • .  �    						r   		.   .  		,   .
<br />  					The intere�,��I w�1t#�i;,.   c�ge on the first day of OCTOB�$ 	., r �$      ;.and on•thui, ..   		:
<br />     	`       						�ch date on.which m interest rate aould chang�i5�,��a"�c�'1?ate•�      		'�'�
<br />   .   •       			day evety l�tr.na�4��-  	,   	Y       		8:    		..  .	,    	�   -
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<br />		`	•       	•,bi"m�TI1��s      			.: 						�..,  �  	: 		' °
<br />_. 	.     ''�' 	'`      		�� --�     first Ct�a e Daze.    .�erest�wi116e based on an ludeR:The"Indea"�is tite wee6l�s.�      	�'_..�
<br />      :. 	� 	••    	'..i�,-[nirc.,����      . .g      ��      .
<br />   						" 		�       	es  t��:�t�a a rnnstant maturity of,1�year,as made ava7able'6y.�.     	��,
<br />�    			'  '     8k�5�t'�2��. •'���   St�. i2s�Sl1fY  	�   									�u�^r ..
<br />		s.       	.  •  the Federal d��s��3oatd.."i'iie mnst recert!t�fi�:�d4�ziiable as of�date 45 day�before each C6ange��'�
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<br />   �      	'     		is called the'�r�m�i,Tndex:' 		�:.:	���    •  								��-  -
<br />     	t   S� _  ,    .     	If�he Inde�C��,�o Ittnget,�'�iEable.the i�n�e Hotder w�.1t choose�+�ev,�i�dca afiis#�.is based�ap�n campasable       	�
<br />	�   ,��x�;.t�:.  						.       				,  .			,		.
<br />   	r�,�.f�����r;   		information.71is;�tote'Ftdls3�w;�1 give me notice of tf�s,�;�ioe. 								�
<br />    	t`� `�I�      		• �(C�CatCaiart�noiChanges   			�   	,�   			�'� 				.
<br />       '    .  .   	�    .       •   Before eac��ge Oate.the Note Hotctci wili calcviate my new er,�'t rate by ad;;i�g,					—
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<br />    	�    		� 	TWO    				'"  penentage poins(s)(   �71�,f�fl0   	.  r   '�!i r�*;t�Curcent    		_-
<br />     '  				�x.The Note�'�tolder will then round thc resuit of this addiuon ta i�s�•rtearest ons-ci$hth as�.�'�!��p�ro�ta8e
<br />-   • �      . .  ..    		�poirii(0:125�k. $ub,ject to the limits stated in Section 4(G)Betaw.Wis rounded aavsun;�'iYi1I bC'��•,�9��•. 		,
<br /> 	:	:.'       :   	rete until the�iL.`hange Date.   	•  			.:�    			�       i::•			'
<br />     �  �.	�����      ���'��    	The Natel33�1��will then determine the amoum of the monthty�i.ys�nt that would be sufivarar?:r�s't�;�t��e � �    	�
<br /> `    '	•�.;,:.   		unpaid princi'p':��:cf�t 1 am eapected to owe at the Change Date in fufl t�m tl5e Maturiry Date at m�s�.�:i�srrstte�i'  	,	�,
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<br />       	'  ',_�  		in subsuu►riaI[y'aqual paymea�C�,Th�result of this calculation will be tGe new amount of my montit��:�prcr�'r			_
<br />       .•,   .       			.   			•       								` .     ,
<br /> `�```.,-,..  :.  ..• .       		.tD)Limtts oa lnte�est�te Ctu�nges  							� 	.
<br />									Ctu n
<br />      	�   .			The interes�rate I am regoired tu pay at the first Changc Date will aot_bc greater th2n  9.12�� ' 	'��
<br />-    	' •       		o r t e s s t h a n    5.1 2 5   •       	90.ThereaRer.my intem�t��ate will never be increas�nr�eareased on
<br />—  . '. ,   . • ,-�    		aqy single Change Date by more than two percentage poiats(2.O�o)Crom the rate of interest I 6ave boen payin8
<br />       	,  �;�'  		for the preceding twetve months.My interest rate will never be�eater than   12.125		, `�•�:
<br />       				Mp int�rest rate will never be iourer thas�.   5.1258.       		,   		�;:��:��
<br />--   ..   -. .     : F      		(�)C4fed3rr Date of Cfu�nges  				.    							'�
<br />_=_-. '••. �  �� ,.  �'			My new inte��rate will become effective on each Change Date:�i will pay the amount of rriv��iv mom6ly 		�. .
<br />    ��,:,i�,;,��;.l,�..,:			puyment beginning on the first montlily payment date after the Change Date until the amounl rri'ts,�, mAnthl�.   		�,.,
<br />      '��� s S�;Y��'-       		PaYment changes agvn.       							�     					. :r
<br />     �. ,;�n,-� .       						�   												,::
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