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� , <br />� <br />N � <br />A � <br />� � <br />N � <br />0 � <br />Cn � <br />� � <br />N <br />� <br />� <br />� <br />� <br />� <br />'� k.� <br />,� <br />� <br />�..� <br />�: <br />When Recorded Retum To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� <br />� <br />� <br />� � � <br />� � � <br />� � <br />�� �� <br />�_ <br />F3`� s_ <br />�� `:�v <br />� <br />Y <br />Vj <br />�+ <br />[Space Above This Line For Recording Data] <br />r - - : <br />� � . <br />a �' <br />D � r� _ <br />r �:_ <br />r- i-� • �-. <br />c r , <br />r n7 <br />.� '�,� O <br />r�i -,. <br />E'' �*^ "�� <br />n; � <br />�:? �'''a C.) <br />� r <br />; � ;? r�.� <br />�; � � <br />��, . <br />cn ; <br />MIN:100416700020528429 <br />C7 C!� <br />o —� <br />c � <br />Z <br />� m <br />� o <br />O � <br />-' � 7_ <br />•., rn <br />,�. r:� <br />r =� <br />r zr <br />c.�`� <br />� <br />n <br />�� <br />v� <br /><n <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Secrions 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 20th , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is �cardo Yanez and Amelia Z Yanez, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Syste�s, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 20th , 2012 . The <br />Note sta.tes that Borrower owes Lender Seventy One Thousand One Hundred Seventy Three and 00/100 <br />Dollars (U.S. $71,173.00 ) plus interest. Borrowerhas <br />promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later tha.n <br />August 1, 2042 <br />(G) "Property" means the properiy that is described below under the heading "Transfer of Rights in the <br />Prol�eri}'- <br />(� "Loan" means the debt evidenced by the Note, plus inter�t, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this 5ecurity Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENI' (MERS) Form 3028 ]/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 908043 Creative Tlunldng, Inc. <br />GOTO(00209e9b) <br />N <br />O <br />f--� <br />1'� <br />C:7 <br />C.J7 <br />CD <br />� <br />t� <br />So <br />�� � <br />�� � �. <br />