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<br />THIS INSTRiTMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS1�
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 13, 2012. The grantors are TROY R MILLER
<br />and TANYA J RASHER-MILLER, HUSBAND AND WIFE, whose address is 2025 N PARK AVE, GRAND
<br />ISLAND, Nebraska 68803-2735 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who
<br />sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the Contract aze
<br />explained further in the secrion titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br />Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801 ("Lender"). TROY R MII.LER and TANYA J
<br />RASHER-MILLER have entered into a Contract with Lender as of July 13, 2012, under the terms of which
<br />Bonower may, from time to time, obtain advances not to exceed, at any time, a**'�MAXIMUM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Thirty Thousand and 00/100 Dollars (U.S.
<br />$30,000.00) ("Credit Limit"). Any party interested in the details related to I.ender's continuing obligation to make
<br />advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Borrower's Contract with Lender will be due on July 15, 2017. This Security Instrument secures to Lender: (a) the
<br />repayment of the debt under the Contract, with interest, including future advances, and all renewals, extensions and
<br />modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of
<br />this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br />and (c) the performance of Borrower's covenants and agreements under this Security Instcument and the Contract.
<br />For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in t�vst, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 2025 N PARK AVE, GRAND ISLAND, Nebraska 68803-2735
<br />Legal Description: LOT TWO (2) AND THE NORTH HALF (nl/2) OF LOT FOUR (4), IN BLOCK
<br />TWENTY EIGHT IN HIGHLAND PARK ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Boaower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and chazges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />o iaoa-zo� � co�r,�ce s���, lnc. 96AD-07D2 - 201 IL2.0.485
<br />Consumer Real Estate - Security Ioamrmment DL2036 Pege I of 5 www.complieacesystems.com
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