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<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or
<br />otherwise trigger an Environmental Cleanup.
<br />Bonower sha11 not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrower sha11 not do, nor allow anyone else
<br />to do, anything affecting the Properiy (a) that is in violation of any Environmental Law, (b) wkuch creates an
<br />Environmental Condition, or (c) wlrich, due to the presence, use, or release of a Hazardous Substance, creates a
<br />condition that advetsely affects the value of the Property. The preceding two sentences sha11 not apply to the
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized
<br />to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to,
<br />ha7ardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigarion, claim, demand, lawsuit or other
<br />action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance
<br />or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not
<br />limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any
<br />condition caused by the presence, use or release of a Hazazdous Substance which adversely affects the value of the
<br />Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, thal
<br />any removal or other remediation of any Hazardous Substaace affecting the Property is necessary, Borrower shall
<br />prompfly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any
<br />obliga.tion on Lender for an Environmental Cleanup.
<br />NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall pve notice to Borrower prior to acceleration following
<br />Borrower's breach of any covenant or agreement in this Secarity Instrument (but not prior to acceleration under
<br />Section 18 unless Applicable Law provides otherwise). The notice ahall specify: (a) the default; (b) the action
<br />reqirired to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by
<br />wLich the default must be cured; and (c� that failure to cure the default on or before the date specified in the
<br />notice may result in acceleration of the sums secured by ttus Security Instrument and sale of the Properiy. The
<br />notice shaIl further inform Borrower of the right to reinstate after acceleration and the rig6t to bring a court
<br />action to assert the non-e�.ctence of a defaWt or any other defense of Borrower to acceleration and sale. If the
<br />default is not cured on or before the d�te specified in the noflce, Lender at its option may require immediate
<br />payment in full of aD sums secur�l by this Security Instrument without further demand and may invoke the
<br />power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all
<br />ezpenses incnrr� in pursuing the remedi� provided in this Section 22, including, but not limited to, reasonable
<br />attorneys' fees and costs of title evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part
<br />of the Property is located and shall mail copies of auch notice in the manner prescribed by Applicable Law to
<br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law,
<br />Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee,
<br />without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and
<br />place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee
<br />determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time
<br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying
<br />the Property. The recitals in the Trustee's deed ahall be prima facie evidence of the truth of the atatements
<br />made therein. Trustee ahall apply the proceeds of the sale in the following order: (a) to all costs and ezpens�
<br />of ezercising the power of sale, and the sale, �ncluding the payment of the Trustee's fees actually incurred and
<br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument;
<br />and (c) any egcess to the person or persons legally entitled to it
<br />NEBRASKA—Single Family—Fannie Mae/Freddfe Mac UNIFORM INSTRUMENT - MERS �eglc �
<br />Fortn 3028 1/01 Page 12 of 15 www.doanagic.com
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