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� <br />� <br />- <br />�� <br />e - <br />� - <br />� - <br />� - <br />� - <br />� <br />� � <br />�� <br />�� <br />� <br />� <br />ay <br />`� <br />� <br />. �` <br />� � � <br />`@ � �• <br />� <br />.'� � -' <br />c� �- ,, <br />d 3 �,i� <br />/ <br />♦ <br />V <br />When Recorded Return To: <br />Lincoln Federal Savings Bank of Nebraska <br />631 West Second St. <br />giasti,�gs, !�I� 699f� � <br />2� <br />n <br />r <br />r 4 ,.'.. <br />c % r �� <br />T �� <br />rr� :` <br />� f ��_A' <br />(.r. <br />r y � <br />- �--� <br />�-_7 � <br />rri ,- <br />c� ?�.. <br />� � <br />r.� <br />c� <br />" <br />c._. <br />C <br />r <br />�'J <br />�� <br />� <br />� <br />�S <br />�V <br />C_,� <br />C:77 <br />n � <br />O <br />c n <br />z --� <br />� rn <br />� O <br />� � <br />� Z <br />:S. f� <br />D ft� <br />r � <br />r t,. <br />cn <br />� <br />2> <br />� � <br />v� <br />�n <br />11 <br />Y.!P. <br />. <br />� AI <br />� <br />k <br />�• <br />• <br />.. � <br />+C� 1 <br />���� <br />[Space Above This Line For Recording Data] - J' <br />DEED OF TRUST <br />MIN:100328800031854355 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated AprilSth , 2012 , <br />together with all Riders to this document. <br />(B) KBorrower" is Beau Studley and Miranda Studley, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C� "Lender" is Lincoln Federal Savings Bank of Nebraska <br />L.ender is a Corg�r�rat�on �rganized and P?cisrn� ur_d�* t'ce law� �f <br />the United States of America . Lender's address is 631 West Second St. Hastings, NE 68901 <br />(D) "Trustee" is Lincoln Federal Savin�s Bank of Nebraska 1101 N Street Lincoln, NE 68508 <br />(E) "MERS" is Mortgage Electronic Registration Syste�, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under tWs <br />Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F') "Note" means the promissory note signed by Borrower and da.ted April 5th , 2012 . The <br />Note states that Borrower owes Lender One Hnndred Thousand and 00/100 <br />Dollars (LJ.S. $100,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than <br />May 1, 2027 <br />(G) "Property" means the properiy that is described below under the heading "Transfer of Rights in the <br />Property." <br />(I� "Loan" means the debt evidenced by the Note, plus inter�t, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1� Family Rider ❑ Biweekly Payment Rider <br />(� uApplicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administra.rive rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family--Fannie Mae/FredtLie Mac iJNIFORM INSTRUMENI' (MERS) Form 30281/0] (page 1 of 9 pages) <br />12439.CV (9/11) 03-1232 CreaHve Thinldng, Inc. <br />GOTO(0030f40c) <br />