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2Q12059�� <br />NOTICE TO BORROWER <br />Department of Veterans Affairs regulaHons at 38 C.F.R. 36.4337 provIde as follows: <br />"Regulations issued under 38 U.S.C. Chapter 37 and in effect on the date of any loan which is <br />submitted and accepted or approved for a guaranty or for insurance therennder, shall govern the <br />rights, duttes, and liabilities of the parHes to such loan and any provisions of the loan instruments <br />inconsistent with such regulalions are hereby amended and supplemented to conform thereto." <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />�%�� Seal <br />OWEN P KARRE -Borrower <br />r � (Seal) <br />TI F D KARRE " -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Wimess: <br />(Seal) <br />-Bonower <br />-Boriowe) <br />Witness: <br />NEBRASKA-Single Family-UNIFORM INSTRUMENT �d�leglc� <br />MODIFlm FOR DEPARTMENT OF VEfERANS AFFAIRS - MERS www.docmaglc.com <br />(Rev. 1/01) Page 13 of 14 <br />