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20120592� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� (Sea1) o (Sea1) <br />HN M HO T -Borrower MELISSA K HOGG T -Borrower <br />— (Seal) <br />-Bonower <br />— (S�) <br />-Borrower <br />Wimess: <br />Wimess: <br />— (Seal) <br />-Bonower <br />— (s�) <br />-Bonower <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT p <br />Form 3028 1/01 Page 7 3 of 14 www.dxmagic.com <br />hi#I���1 <br />