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�� � � ; <br />�0120a'91Q <br />� ' ' DEED OF TRUST <br />Loan No: 101253472 (Continued) Pege 10 <br />Defauk. The word "Default" means the Default set forth in this Deed of Trust in the section titled "Defeult". <br />Environmentel Laws. The words "Environmental Lews" mean eny and all atete, federal and locel stetutea, <br />regulations and ordinances relating to the protect(on of human health or the environment, including wfthout <br />Umitation the Comprehens(ve Environmental Response, Compensation, and Uebtlity Act of 1980, as amended, 42 <br />U.S.C. Section 9601, et seq. ("CERCLA"1, the Supe�fund Amendments and Reauthorization Act of 1986, Pub. L. <br />No. 99-499 ("SARA"), the Hezardous Meterials Transportetion Act, 49 U.S.C. Section 1801, et seq., the Resource <br />Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other appliceble state or federal laws, rulea, <br />or regulations adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean eny of the events of defeult set forth in this Deed of Trust in <br />the events of defeult section of this Deed of Trust. <br />Existing Indabtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens <br />provision of this Deed of Trust. <br />Guaranty. The word "Guaranty" means the guarenty from guerantor, endorser, surety, or accommodation parry to <br />Lender, including without limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words "Hazardous Substances" mean materiels that, because of thelr quantity, <br />concentration or physical, chemicel or infectious characteristics, may ceuse or pose e present or potential hazerd <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest senae and <br />include without limitation any and ell hazerdous or toxic substances, materials or waste as defined by or listed <br />under the Environmentel Laws. The term "Hazardous Substances" also includes, without Iimitetion, petroleum and <br />petroleum by-products or eny fraction thereof and asbestos. <br />Improvemeirts. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Pcoperty, facilitfes, edditions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means ell principal, interest, end other amounts, costs and expenses <br />payable under the Note or Releted Documents, together with all renewels of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Releted Documents and eny amounts expended or advanced by <br />Lender to discherge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such emounts es provided in this Deed of Trust. <br />Specifically, wfthout lim(tation, Indebtedness includes the future advances set forth in the Future Advences <br />provfsion of this Deed of Trust, together with all interest thereon. <br />Lender. The word "Lender" means Five Points Benk, its successors and assigns. <br />Note. The word "Note" meens the promissory note dated July 13, 2012 in the originel principal amount <br />of $21,600.00 from Borrower to Lender, together with all renewals of, extena(ons of, modificatlons of, <br />refinancings of, consolidetions of, and substitutions for the promissory note or egreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other erticles of personal <br />propeny now or hereafter owned by Trustor, and now or hereafter ettached or effixed to the Real Property; <br />together with ell eccessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, es further described in this <br />Deed of Trust. <br />Related Documents. Tha words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, gueranties, security egreements, mortgegea, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, egreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness, <br />Rents. The word "Rents" means all present end future rents, revenues, income, issues, royalties, profits, end <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means Five Polnts Benk, whose address is P.0 Box 1507, Grend Island, NE <br />68802-1507 end any substitute or successor trustees. <br />Trustor. The word "Trustor" means MITCHELL T NICKERSON and SUSAN E NICKERSON. <br />