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<br />�0120a'91Q
<br />� ' ' DEED OF TRUST
<br />Loan No: 101253472 (Continued) Pege 10
<br />Defauk. The word "Default" means the Default set forth in this Deed of Trust in the section titled "Defeult".
<br />Environmentel Laws. The words "Environmental Lews" mean eny and all atete, federal and locel stetutea,
<br />regulations and ordinances relating to the protect(on of human health or the environment, including wfthout
<br />Umitation the Comprehens(ve Environmental Response, Compensation, and Uebtlity Act of 1980, as amended, 42
<br />U.S.C. Section 9601, et seq. ("CERCLA"1, the Supe�fund Amendments and Reauthorization Act of 1986, Pub. L.
<br />No. 99-499 ("SARA"), the Hezardous Meterials Transportetion Act, 49 U.S.C. Section 1801, et seq., the Resource
<br />Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other appliceble state or federal laws, rulea,
<br />or regulations adopted pursuant thereto.
<br />Event of Default. The words "Event of Default" mean eny of the events of defeult set forth in this Deed of Trust in
<br />the events of defeult section of this Deed of Trust.
<br />Existing Indabtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens
<br />provision of this Deed of Trust.
<br />Guaranty. The word "Guaranty" means the guarenty from guerantor, endorser, surety, or accommodation parry to
<br />Lender, including without limitation a guaranty of all or part of the Note.
<br />Hazardous Substances. The words "Hazardous Substances" mean materiels that, because of thelr quantity,
<br />concentration or physical, chemicel or infectious characteristics, may ceuse or pose e present or potential hazerd
<br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured,
<br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest senae and
<br />include without limitation any and ell hazerdous or toxic substances, materials or waste as defined by or listed
<br />under the Environmentel Laws. The term "Hazardous Substances" also includes, without Iimitetion, petroleum and
<br />petroleum by-products or eny fraction thereof and asbestos.
<br />Improvemeirts. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Pcoperty, facilitfes, edditions, replacements and other construction on the Real
<br />Property.
<br />Indebtedness. The word "Indebtedness" means ell principal, interest, end other amounts, costs and expenses
<br />payable under the Note or Releted Documents, together with all renewels of, extensions of, modifications of,
<br />consolidations of and substitutions for the Note or Releted Documents and eny amounts expended or advanced by
<br />Lender to discherge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's
<br />obligations under this Deed of Trust, together with interest on such emounts es provided in this Deed of Trust.
<br />Specifically, wfthout lim(tation, Indebtedness includes the future advances set forth in the Future Advences
<br />provfsion of this Deed of Trust, together with all interest thereon.
<br />Lender. The word "Lender" means Five Points Benk, its successors and assigns.
<br />Note. The word "Note" meens the promissory note dated July 13, 2012 in the originel principal amount
<br />of $21,600.00 from Borrower to Lender, together with all renewals of, extena(ons of, modificatlons of,
<br />refinancings of, consolidetions of, and substitutions for the promissory note or egreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other erticles of personal
<br />propeny now or hereafter owned by Trustor, and now or hereafter ettached or effixed to the Real Property;
<br />together with ell eccessions, parts, and additions to, all replacements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, es further described in this
<br />Deed of Trust.
<br />Related Documents. Tha words "Related Documents" mean all promissory notes, credit agreements, loan
<br />agreements, environmental agreements, gueranties, security egreements, mortgegea, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, egreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness,
<br />Rents. The word "Rents" means all present end future rents, revenues, income, issues, royalties, profits, end
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Five Polnts Benk, whose address is P.0 Box 1507, Grend Island, NE
<br />68802-1507 end any substitute or successor trustees.
<br />Trustor. The word "Trustor" means MITCHELL T NICKERSON and SUSAN E NICKERSON.
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