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2012058�G iC) "Lender" is Ti�ELLS FARGO SANR, N. A. Lender is a NATIONAL ASSOCIATION organized and exisf.ing under the laws of � U1tTITED STATES Lender's address is 101 NORTH PHILLIPS AVENOE, SIOIIX FALLS, SD 5710� I.ender is the beneficiary under this Security Instrument. fD) "Trustee" is 6�1ELLS FARGO FIIJANCIAL NATL BNR C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated JtTLY 12, 2012 : The Note states that Borrower owes Lender �� SIIAIDRED TSIRTEFN THOIISAIIID FIVE HIII�IDRED A1�ID 00/100 Dollars (IT.S. $*****113, 500 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanAIIGUST O1, 20Q0 . (FI "Property" means the property that is described below under the heading "Transfer of Rights in the Property." iG i"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, aud all sums due under this Security Inshvment, plus interest. (H) "Riders" mea.ns all Riders to this Security Instrument that are executed by Borrower. The following Riders aze to be executed by Borrower [check box as applicable] : 0 Adjustable Rate Rider ❑ Condominium Rider � Second Home Rider 0 Balloon Rider � Planned Unit Development Rider ❑ I-4 Fami[y Rider � VA Rider 0 Biweekly Payment Rider � Other(s) [specify] (I► "Applicable Law" means all controlling applica.ble federal, state and local statutes, regulations, ordinances and administrafive rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opiaions. (J) "Community Association Dues, Fees, and Assessmen�ts" means all dues, fees, assessments and other chazges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of fiinds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instsument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, paint-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. � (L) "Escrow Items" means tttose items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pariy (other than inc„ransp proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresenta.tions of, or omissions as to, the value and/or condition of the Properiv. •NEBRASKA-5irtgla Family-Pannla Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Woltars Kluwer Financial Sarvicw Farm 3026 1/01 VMPB(NEt (11061.00 Paga 2 of 17